case study on self help groups in india pdf

To read this content please select one of the options below:

Please note you do not have access to teaching notes, self-help groups in india: challenges and a roadmap for sustainability.

Social Responsibility Journal

ISSN : 1747-1117

Article publication date: 13 August 2019

Issue publication date: 31 August 2020

Self-help groups (SHGs) have widely been accepted by developing nations for their contribution to inclusive development. Despite its importance and the recognition of the same, SHGs and their members face several challenges. The purpose of this paper is to comprehensively investigate the inhibiting factors affecting the effectiveness of women SHGs. The paper also proposes a roadmap for all the self-help promoting institutions, such as banks, state and central government, and non-government organizations to address the challenges.

Design/methodology/approach

The study adopts an exploratory research design to undertake this applied research. It uses phenomenographic and interpretative approaches. Qualitative data have been collected from 24 members belonging to eight SHGs from the eastern Indian state of Odisha with the help of a semi-structured interview schedule. The result has been analyzed by using content analysis.

The study finds that SHG members in Odisha face several challenges in the form of financial bottlenecks, entrepreneurial obstacles, capacity-building impediments, mentor-ship challenges, socio-structural challenges and group dynamics.

Research limitations/implications

The study finds many unique and contextual inhibiting factors, which are valuable additions to the existing literature. At the same time, the result may not be applicable to other kinds of SHGs, such as Alcoholic Anonymous, as their nature, composition and deliverables are quite different from the SHG that the current study has taken into consideration.

Practical implications

The proposed roadmap would be useful to policymakers, non-government organizations and other agencies involved in the promotion and capacity building of SHGs operating in Odisha in particular and India in general.

Originality/value

The literature is mainly concerned with the impact evaluation of SHG programs. This study investigates the challenges faced by SHGs in a systematic way and provides a roadmap to address the same in a comprehensive way.

• Sustainability
• Self-help group
• Self-help promoting institutions

Nayak, A.K. , Panigrahi, P.K. and Swain, B. (2020), "Self-help groups in India: challenges and a roadmap for sustainability", Social Responsibility Journal , Vol. 16 No. 7, pp. 1013-1033. https://doi.org/10.1108/SRJ-02-2019-0054

Emerald Publishing Limited

Copyright © 2019, Emerald Publishing Limited

Related articles

We’re listening — tell us what you think, something didn’t work….

Report bugs here

All feedback is valuable

Please share your general feedback

Join us on our journey

Platform update page.

Visit emeraldpublishing.com/platformupdate to discover the latest news and updates

Questions & More Information

Answers to the most commonly asked questions here

Academia.edu no longer supports Internet Explorer.

To browse Academia.edu and the wider internet faster and more securely, please take a few seconds to  upgrade your browser .

Enter the email address you signed up with and we'll email you a reset link.

• We're Hiring!
• Help Center

THE ISSUES AND CHALLENGES OF SELF HELP GROUPS: A STUDY IN ODISHA

Self Help Group (SHG) is a small voluntary association of less than twenty people either registered or unregistered preferably from the same socioeconomic background. They come together for the purpose of solving their common problems through self help and mutual help. Self Help Groups (SHGs) emerge as an important strategy for empowering women and to alleviate poverty. India's SHG movement has emerged as the world's largest and most successful network of Community Based Organizations (CBOs). However, quality is the major challenge that the SHG movement is confronted with at this point of time in the country. The main objective of this paper is to focus on the problems faced by SHG in Odisha and to provide suggestive measures.

Related Papers

GJESRM Journal

Basic purpose of this study is to review the challenges and issues faced by SHGs in India. It was found that SHG's facilitated the members to become self dependent for solving their social & economic problems and enhances the social status of members by virtue of their being members to the group. Self help groups are small informal association of the poor created at the grass root level for the purpose of enabling members to reap economic benefits out of mutual help solidarity and joint responsibility. Self help groups are formed voluntarily by the rural and urban poor to save and contribute to a common fund to be lent to be lent to its members as per group decision and for working together for social and economic uplift of their families and community. The SHGs, being a group of like-minded persons, get empowered to solve most of its problems of a non-financial nature such as a row material and input supply marketing, better adopting the technology, education and training for realization of its objectives for development. Thus, self help groups disburse microcredit to the rural women for the purpose of making them enterprising women and encouraging them to inter into entrepreneurial activities. Credit needs of the rural and urban poor women are fulfilled totally thought the SHGs. SHGs enhance equality of status of women as participation, decision-makers and beneficiaries in the democratic, economic, social and cultural spheres of life.

Social Responsibility Journal

Biswanath Swain

Purpose Self-help groups (SHGs) have widely been accepted by developing nations for their contribution to inclusive development. Despite its importance and the recognition of the same, SHGs and their members face several challenges. The purpose of this paper is to comprehensively investigate the inhibiting factors affecting the effectiveness of women SHGs. The paper also proposes a roadmap for all the self-help promoting institutions, such as banks, state and central government, and non-government organizations to address the challenges. Design/methodology/approach The study adopts an exploratory research design to undertake this applied research. It uses phenomenographic and interpretative approaches. Qualitative data have been collected from 24 members belonging to eight SHGs from the eastern Indian state of Odisha with the help of a semi-structured interview schedule. The result has been analyzed by using content analysis. Findings The study finds that SHG members in Odisha face ...

IOSR Journals

Microfinance is a helpful tool in development of our country, as it is a provision for financial services to the poor. Its outreach is vulnerable section of society with objective to reduce poverty and enhance standard of living. It is characterized with improving literacy level, employment level, income and saving level of the people in backward areas. So microfinance increases the positivity and reduces the impacts of poverty. One of the biggest development of microfinance is 'self help group (SHG)', it is small homogeneous group of similar social or economic background people, who come together to improve saving, establish business and avail low cost loan. The basic approach of SHG is to create and utilize the common resources for achieving the objective of group members. The purpose of the study is to analyze the overall growth and development of SHG in India and performance of E-shakti mission for bringing positive changes among women.

International Journal of Advance Research, Ideas and Innovations in Technology

Ijariit Journal , krishna c p patel

A group of 4 to 20 members can form a self-help group. They develop a habit of savings. The amount so collected is used for disbursement of the loan. Those who do not have formal banking facilities can avail these loans for self-employment and livelihood. The self-help SHG and microfinance is for those who do not have access to formal credit facilities. Self-help groups become the basis for action and change. It also helps to build mutual trust between the promoting organization and the poor through constant contact and genuine efforts. Thus Self-help groups disburse microcredit to the rural and urban poor for the purpose of making them self-reliant and encouraging them to enter into small business activities. The main purpose of this Article is to evaluate the performance of the 5005 Self-help groups and the attitude of members of the Self-help groups towards economic impact, social impact and psychological impact. Self-help groups are necessary to overcome exploitation, create confidence for the economic self-reliance of rural and urban people. These groups enable to come together for a common purpose and gain strength from each other to deal with exploitation, which they are facing in their daily life.

International journal of engineering research and technology

Abhijit Mohanty

Current Journal of Applied Science and Technology

shikha singh

In Punjab the concept of SHGs has gained a huge popularity. Many institutions such as government organizations, non-government organizations, farmers clubs, health workers and banks are using this approach to empower women socially, economically and politically. SHG have brought tremendous change in the life of women at grass root level. But it requires a lot more efforts on part of the government, NGOs as well as banking sector to promote SHGs in the state. In spite of the speeding number of SHGs, the full potential of SHGs remains unexploited due to some challenges faced by the members of SHGs. Therefore the present study was planned to know the challenges faced by the members of SHGs in Punjab in proper functioning of the groups. The findings of this study revealed that lack of training opportunities were found to be the most serious problem perceived by the members of self-help groups. It was followed by lack guidance and support from promoting agencies and limited opportunities...

Space and Culture, India

Tripti Kumari

Development is a multi-dimensional process that affects society in multiple ways. It is well documented that women constitute about half of the world’s population but their share in the economy and other development spheres remain neglected. In addition, this large section of population (including Indian women) have been suffering from various disadvantages - lack of accessibility to resources, non-recognition of their economic contribution within the family and society. In order to resolve these emerging challenges, Government of India (GOI) has implemented various programmes and policies since Independence. Among these programmes, Self Help Groups (SHGs) may be considered as a significant initiative of the government as well as the non-governmental organisations (NGOs). These are based on the principle of democratic process of development. The democratic institution provides a platform to the socially and economically deprived sections and encourages them for economic participatio...

IJAR Indexing

Due to fast growing of the SHG-bank linkage programme in the state, the quality of the SHG has come under stress. Here an effort is made in this paper to assess the determinants of sustainability of self help groups in Haryana. The study was carried out in four districts of Haryana viz; Kaithal,Panipat,Rewari and Mahendergarh. Tweleve blocks were selected from all the selected districts which had the maximum number of self help groups formed. The total of 240 SHGs constituted the sample of the present study representing 65 villages from 12 blocks of 4 districts of Haryana. An interview schedule was prepared for the collection of data and the data were analysed by using frequency and percentages. Out of 240 SHGs surveyed in Haryana, more than fifty percent groups were discontinued (56.66%) followed by 34.58 percent groups in dormant category and only 8.75 percent were active groups. The low gap in group formation and registration indicates lack of efforts of field functionaries in formation process pointing towards a quantitative target achievement approach. The sustainability of 43.33 percent SHGs was for five years and more. Poor monitoring, non-cooperation and conflict among the members were the major issues among members leading to dormancy or discontinuation beside problem in taking loan, lack of training and knowledge.

TJPRC Publication

Group approach has been contributing significantly to poverty alleviation Programme in developing countries especially in Asia. In India, Self Help Group (SHG) approach is more successful than the other group approaches; it is the more attractive scheme with less effort. Microcredit through self-help groups (SHGs) has emerged as a facilitator to reach the rural poor. Group dynamics refer to the interaction of forces among group members in a social situation. It is the internal nature of the group as to how they are formed, what their structures and processes are, how they function and affect individual members, other groups and the organization (Van and Schaller, 2008). Women participation in Self Help Groups has obviously created a tremendous impact upon the life pattern and style of poor women and has empowered them at various levels. Therefore, a study was designed to study the dynamics of women self-help groups, their growth Pattern and factors contributing to the sustainability of women's groups, in agriculture and allied sectors. Results revealed that out of 447 SHGs studied over a period of 5 years, it was observed that no SHG was defunct or discontinued. It was interesting to note that all the SHG members were working in a coordinated manner with group working spirit. There were no dropouts or nonoperational groups at any stage of SHG or modifications in memberships of the members for many reasons. Members were constant throughout the 5 years' period, indicating their potency and sustainability of the group.

Development is a multi-dimensional process that affects society in multiple ways. It is well documented that women constitute about half of the world’s population but their share in the economy and other development spheres remain neglected. In addition, this large section of population (including Indian women) have been suffering from various disadvantages - lack of accessibility to resources, non-recognition of their economic contribution within the family and society. In order to resolve these emerging challenges, Government of India (GOI) has implemented various programmes and policies since Independence. Among these programmes, Self Help Groups (SHGs) may be considered as a significant initiative of the government as well as the non-governmental organisations (NGOs). These are based on the principle of democratic process of development. The democratic institution provides a platform to the socially and economically deprived sections and encourages them for economic participation. Since the 1970s, SHGs have been working in many states of India and contributing to the development processes. The present paper is an attempt to analyse the contribution of SHGs in women’s development in the district of Varanasi in Uttar Pradesh. The impact of these groups on women’s development has been analysed by Gender Development Index (GDI), which focused on the male-female differences in terms of longevity of life, knowledge and economic betterment.

RELATED PAPERS

Journal of Cutaneous Medicine and Surgery: Incorporating Medical and Surgical Dermatology

Pro Sciences

humberto quiroz

Acta Materialia

Changqing Sun

Journal of Scientific Research

Vinay Pratap

Joana Castro Fernandes

Cornelia Jöchner

Pure and Applied Chemistry

Yury Shchipunov

SN Computer Science

Respirology

Harm Bogaard

Balkan Journal of Medical Genetics

Marija Volk

The British journal of general practice : the journal of the Royal College of General Practitioners

Madhavi Bajekal

World journal of gastroenterology

Nasser Mousa

Shivani Kumari

Advanced Functional Materials

Mary Morgan , Thomas Sturm

Nicole van Rootselaar

Mohamed Abdillahi

Journal of Applied Physics

Anders Hallén

Sensors and Actuators A: Physical

Antonio Valente

Mohammed Gharaibeh

Natural Science

paolo salucci

Lapai Journal of Economics

ABDULRAHMAN IBRAHIM

Biochimica et Biophysica Acta (BBA) - Biomembranes

Richard Naftalin

Journal of chemotherapy (Florence, Italy)

Andrea Novelli

See More Documents Like This

RELATED TOPICS

•   We're Hiring!
•   Help Center
• Find new research papers in:
• Health Sciences
• Earth Sciences
• Cognitive Science
• Mathematics
• Computer Science
• Academia ©2024