logo that says helpful professor with a mortarboard hat picture next to it

223 Copy and Paste Final Report Card Comments

Hey, Teacher! Is it report writing time again?

Hopefully these comments for student report cards will come in helpful.

decorative text that says report card comments for all ages

Copy and paste these report card comments for your students. It’ll save you time and heartache!

Read below for my full list of report card comment ideas:

Positive Comments

Use a few positive comments to show the strengths of the student and how they’ve improved recently.

Positive Attitude to Learning

  • Comes to class every day ready and willing to learn.
  • Has an inquisitive and engaged mind.
  • Is excited to tackle her tasks every day.
  • Likes to come to school and learn with her friends.
  • Has a positive attitude to self-development.
  • Tends to come into the classroom with a big smile and an open mind.
  • Sets herself very high standards and strives to meet them each and every day.

Showing Improvement

  • Is consistently improving.
  • Is developing very well for her age.
  • Has shown strong signs of growth in all learning areas.
  • Has made clear and commendable gains.
  • Improves each and every day.
  • Her hard work and effort has paid off.

Positive Behavior

  • Is always very well behaved during class time.
  • Has a good ability to avoid peers who she sees may be distractions to her learning.
  • Is always willing to listen to instructions.
  • Is a very helpful and respectful student.
  • Never misbehaves in class.
  • Sets a good standard for classmates to follow.
  • Is very good at following the rules.

Read Also: Words to Describe a Student

Shows Respect for Others

  • Has a great deal of respect for all visitors to the classroom.
  • Cares for and respects her classmates.
  • Is always respectful to classroom equipment.
  • Always puts her hand up and follows instructions.
  • Is very considerate of others and often puts others’ needs and interests at the front of her mind.
  • Is a very respectful and responsible classmate.
  • Has proven to be a courteous and polite classmate.
  • Is held in high regard for her kindness to others.
  • Is a very outgoing, positive and upbeat student.
  • Tackles every task with enthusiasm and self-belief.
  • Is building her confidence more and more every day.
  • Has shown remarkable growth in confidence this year.
  • Has reached many achievements this year, which is reflected in her budding confidence.
  • Is a self-assured young learner who is always willing to try something new.
  • Can always be trusted with tasks assigned to her.
  • Conducts herself with honesty and integrity at all times.
  • Is trusted with school equipment including expensive computer technology.
  • Is open, honest and upfront about her thoughts and beliefs.
  • Shares thoughtful and genuine opinions during lessons.
  • Is always willing to self-reflect and provide genuine analyses of her progress.

Self-Expression

  • Is a very expressive and confident student.
  • Has a great ability to express thoughts and feelings in writing.
  • Is always willing to express herself in front of the class with a bold and confident voice.
  • Has artistic talent and can articulate her thoughts through drawing and painting very well.
  • Is a very articulate public speaker when talking about issues that she knows well.
  • Is always willing to contribute her own thoughts and beliefs in class discussions.
  • Uses her body and hand movements to express herself artistically.

High Motivation

  • Has a great deal of intrinsic motivation . She’s a real go getter!
  • Has bucket loads of initiative.
  • Has an active mind and is eager to achieve.
  • Comes to class with a huge willingness to participate.
  • Never wants to waste a day in the classroom.
  • Loves to soak up all the information around her.
  • Is an ambitious and proactive student.
  • Knows her goals and strives every day to achieve them.

Strong Communication Skills

  • Projects her voice very well when communicating in class.
  • Is effective at using the written word to express herself.
  • Has a great deal of confidence when speaking to groups.
  • Is very good at clearly and succinctly speaking up when she feels she has a valuable contribution.
  • Consistently provides valuable contributions to class discussion.
  • Is a skilled public speaker.
  • Has shown great strides in written communication skills in recent months.

Is Neat and Tidy

  • Always keeps her belongings neatly organized.
  • Looks after her belongings very carefully.
  • Always has neat book work which shows respect and high regard for her own work.
  • Keeps her desk space very tidy, clean and organized.
  • Takes pride in keeping her work neat, clean and tidy for every submission.
  • Keeps her personal work spaces very well organized.

Good Listening Skills

  • Is an active listener who is always ready to respond with relevant and engaging questions.
  • Listens thoughtfully to other people’s ideas and contributes her own thoughtful ideas.
  • Listens with an open mind to her classmates’ perspectives.
  • Always listens intently with the hope of learning new things.
  • Concentrates and pays close attention during demonstrations to ensure she understands task requirements.
  • Takes directions well and is quick to apply directions to tasks.
  • Is always attentive in class and asks for clarification when required.
  • Is good at working in small groups unaided by a teacher.
  • Listens intently to others and takes their opinions in mind.
  • Excels when given leadership roles in small groups.
  • Appears to thrive in group learning situations.
  • Has developed strong skills in communicating in groups.
  • Works productively in groups of all sizes to get tasks done.
  • Has a knack for managing multiple personalities in group situations.
  • Could work on sharing resources more fairly during group tasks.
  • Needs to work on allowing other group members equal time to speak during group discussions.

Strong Organization and Time Management

  • Always arrives to class on time with her books and is ready to learn.
  • Is exceptionally good at completing tasks in a timely manner.
  • Is a natural organizer and is often seen helping to get her peers organized and ready for tasks.
  • Is always trusted to meet deadlines.
  • Uses color coding and headings in her books effectively to organize her notes.
  • Keeps a neat and organized work space at all times.

Good at Homework

  • Always comes to class with very neat and well written homework.
  • Tends to complete independent homework tasks with ease.
  • Thrives with independent homework tasks, which are always presented in a timely manner.
  • Comes to class with great questions based on the assigned homework tasks, showing thoughtfulness and independence.
  • Can be trusted to complete her homework in time.
  • Often asks for extra homework. She has shown great thirst for knowledge.

Read Also: 27 Pros and Cons of Homework

Strong Participation

  • Is always willing to jump in and participate in any task.
  • Is a great helper, always giving people a hand when she sees they are in need.
  • Participates in all tasks, no matter her skill level. This enthusiasm is laudable.
  • Always comes to class willing to get involved in the daily activities.
  • Is always the first person to put their hand up to volunteer for a task.
  • Loves to learn by getting involved and gaining first-hand experiences.
  • Is beginning to develop her own interest and is eager to learn more about them.
  • Has a strong personal interest in ________ and has been taking the initiative to explore the topic.
  • Is very enthusiastic about ________ and has shown great promise in this area.
  • Has picked a great extracurricular hobby of _____. Her skills learned in this hobby has helped to boost her confidence in the classroom.
  • Shows interest in a variety of different topics which she has been enthusiastically exploring during free study time.
  • Always finds personal interest in topics presented in class.

Independence

  • Is showing increasing independence to learn and study without the need for excessive guidance.
  • Is a fiercely independent person who knows what she wants and goes out to get it.
  • Has an independent and free spirited mind.
  • Is not afraid to go against the majority if she is certain of her beliefs and thoughts.
  • Happily goes about her tasks independently but seeks help when required.
  • Shows confidence striking out on her own to do things she is interested in.

Strong Learning and Thinking Skills

  • Is very resourceful and uses the internet, books and peers to find new knowledge.
  • Is aware of her learning styles and makes every effort to work to her strengths as a student.
  • Uses higher-order thinking strategies like analysis and critique to question assumptions.
  • Knows when she needs help and asks for it willingly.
  • Thinks deeply about her responses before providing them.
  • Is very good at reflecting on her weaknesses and working on them to grow as a person.
  • Is great at solving problems using her own initiative.

Good Attention to Detail

  • Pays close attention to the details of a tasks so that she doesn’t miss anything.
  • Is very systematic about going about her tasks so she can complete them thoroughly.
  • Is great at identifying small and nuanced mistakes in her own work.
  • Always creates very presentable and professional looking pieces of work.
  • Has great self-reflection skills , being able to identify her own strengths and weaknesses.
  • Can pause and look at her own work to identify areas for improvement.
  • Has the ability to stop and change course when she identifies areas for improvement.
  • Is very good at identifying and repairing errors in drafts.
  • Has exercised great thoughtfulness about her own capabilities.
  • Has shown the ability to empathize with classmates and show great compassion.

Perseverance and Determination

  • Shows great determination when is set a challenging task.
  • Perseveres through difficulties to achieve her goals.
  • Is resilient in the face of significant challenges and problems presented.
  • Will always work through struggles and come out the other end more confident and skilled.

Constructive Comments

Present constructive comments to show the areas for improvement for the student. Carefully craft the comments so they’re not overly upsetting or impersonal.

Negative Attitude to Learning

  • Occasionally needs special assistance to stay on task.
  • Requires some coaxing to complete tasks.
  • Is at times distracted or uninterested in learning.
  • Is working on paying more attention to her tasks.
  • Has some off days where she is uninterested in learning.
  • Is easily distracted by friends.
  • Will often come to class unwilling to contribute to group discussions.

Needs Improvement

  • Needs to work on focus and concentration during class time.
  • Has improved in some areas, but continues to slip behind in others.
  • Is showing some lack of focus and is slipping behind in some subjects.
  • There is still a lot of room for growth and we are working on improving her focus and drive in coming months.
  • It would be great to see some improvement in her weakest subjects in the future.
  • I would like to see her asking for help when stuck on tasks.

Disruptive Behavior

  • Can occasionally disrupt her friends and classmates.
  • Is at times a distraction to other students.
  • Can be unsettled when entering the class after breaks.
  • Can be talkative during quiet times and individual tasks.
  • Could work on being more considerate to other classmates.
  • Has had a difficult time getting comfortable in class this year.
  • Has at times sought undue attention and distracted the flow of lessons.

Read Also: 13 Best Classroom Management Theories

Low Motivation

  • Sometimes struggles to engage in class discussions.
  • Requires a lot of external rewards to get focused.
  • Works well below her capabilities due to lack of motivation to do her best.
  • Relies heavily on extrinsic motivation. It would be great to see more intrinsic desire to succeed in coming months.
  • Struggles to find things she is interested in.
  • Has trouble getting engaged and interested in class topics.
  • Will respond well to rewards but struggles to use initiative.
  • Needs to dig deep and find greater motivation to learn in coming months.

Is Not Neat and Tidy

  • Occasionally presents work that is messy and difficult to read.
  • I would like to see her paying more attention to neatness in her writing.
  • It would be great to see her showing more care for her workspace to ensure all her belongings are well cared for.
  • At times comes to class disheveled and disorganized.
  • Presents homework that is untidy and appears to have been rushed.
  • Needs to work on ensuring her work is presentable, neat, and error-free.

Weak Communication Skills

  • Speaks very softly. An area for improvement is speaking up in class discussions.
  • Could work some more on communicating her opinions during discussions.
  • Is often shy and intimidated when asked to speak up in class discussions.
  • Needs coaxing to share her thoughts in class.
  • Can work on being clearer when expressing her thoughts in writing.
  • I look forward to seeing further development in expressing her thoughts in class.

Poor Listening Skills

  • Has had some trouble paying attention to others during class discussions.
  • Has some trouble listening to peers and teachers.
  • Is easily distracted during class discussions.
  • Is a good talker but needs to work on pausing and listening to others more attentively.
  • Is often fidgety and distracted when spoken to.
  • Is often resistant to make eye contact and be responsive when spoken to.
  • Has trouble repeating and remembering instructions.

Read Also: 47 Best Classroom Rules for Middle and High School

Weak Organization and Time Management

  • Tends to leave tasks to the last minute.
  • Often submits incomplete drafts due to poor time management.
  • Is often disorganized and forgets important school supplies.
  • Has submitted homework late on several occasions.
  • Could work on using her time more efficiently to complete tasks in allotted time periods.
  • I would like to see her working on her organizational skills in coming months so she can use her class time more efficiently.

Bad at Homework

  • Will often skip assigned homework tasks.
  • Regularly forgets to bring homework to school.
  • Her homework is often brought to class incomplete and rushed.
  • Is often seen completing homework tasks the morning before they are due.
  • I would like to see her working on setting aside more time for homework in the coming months.
  • Is good at class work, but needs more initiative to complete her weekly homework in a timely manner.

Poor Attention to Detail

  • Could be getting higher grades if she edited her work more carefully before submission.
  • Will sometimes make mistakes due to distractedness and carelessness.
  • Has started to let carelessness seep into his work for the past few months.
  • Often does not pay enough attention to test questions, leading to small unforced errors.

Preschool and Kindergarten Comments

Here are some great comments specifically for children in the early years of their development.

Play Based Learning – Strong

  • Plays well with other children.
  • Shares resources with her peers during play time.
  • Has begun to develop cooperative play skills such as sharing and taking turns.
  • Is a creative and imaginative learner.
  • Engages in strong exploratory and discovery play behaviors without prompting.
  • Is enthusiastic and engaged when given developmentally appropriate resources to play with.
  • Thrives in unstructured play environments where she can explore, learn and discover in her own time.
  • Has started to use extended vocabulary well during play scenarios.
  • Is great at taking measured risks during play which reveals great self-confidence for her age.

Play Based Learning – Needs Improvement

  • Plays in parallel with other children, but needs to start developing cooperative play strategies in the coming months.
  • Is good at solitary play, but needs more practice sharing and playing with other students.
  • Is curious about playing with others, but often sits back due to shyness.
  • Needs encouragement to use more language skills during play-based learning .
  • Struggles to take turns when playing with others.

Strong Development

  • Is developing in an age appropriate way and continues to show good progress.
  • Has visibly developed fine and gross motor skills during class sessions.
  • Is using language at an age appropriate level.
  • Is starting to move out of her comfort zone to explore more and more new challenges.
  • Is socially, cognitively and physically on track for transition to school.

Socialization

  • Has shown remarkable strides in communication skills at preschool.
  • Plays well with others.
  • Is a thoughtful and kind student who plays well with others.
  • Always shares and thinks about others during play scenarios.
  • Is a popular student who finds it very easy to make friends with other children.
  • Has been seen to show some great emerging leadership skills during play scenarios.
  • Is very happy to play in groups and learn from peers .

Final Thoughts

I will often start with a comment bank like the one above. For each student, I’ll copy four or five of the most suitable statements.

But, I will also follow-up my generic comment from the comment bank with a specific example for the parents to read.

Parents do like to see that you have provided specific and thoughtful statements – so don’t forget to use the student’s name and specific anecdotes as much as possible.

I do hope this comment bank for report card comments has come in handy for you.

Remember to also maintain a positive but honest and constructive voice when writing.

If there is serious concern that might be difficult to express in writing, you should arrange for a parent-teacher conference to have a discussion and see how things progress.

Good luck with your report card writing!

About The Author: Hi, I’m Chris Drew (Ph.D) and I run things around here. I’m an Education expert and university professor.

Chris

Chris Drew (PhD)

Dr. Chris Drew is the founder of the Helpful Professor. He holds a PhD in education and has published over 20 articles in scholarly journals. He is the former editor of the Journal of Learning Development in Higher Education. [Image Descriptor: Photo of Chris]

  • Chris Drew (PhD) https://helpfulprofessor.com/author/chris-drew-phd/ 50 Durable Goods Examples
  • Chris Drew (PhD) https://helpfulprofessor.com/author/chris-drew-phd/ 100 Consumer Goods Examples
  • Chris Drew (PhD) https://helpfulprofessor.com/author/chris-drew-phd/ 30 Globalization Pros and Cons
  • Chris Drew (PhD) https://helpfulprofessor.com/author/chris-drew-phd/ 17 Adversity Examples (And How to Overcome Them)
  • International
  • Schools directory
  • Resources Jobs Schools directory News Search

Report Comments - Year 3

Report Comments - Year 3

Subject: Whole school

Age range: 7-11

Resource type: Other

Teach4Uresources

Last updated

24 May 2023

  • Share through email
  • Share through twitter
  • Share through linkedin
  • Share through facebook
  • Share through pinterest

report comment bank year 3

  • A 6-page list of report comment templates (and targets) under the following headings:
  • Standard / General Comment
  • Humanities (Geog/History)
  • Suitable and adaptable for 7 - 11 years.
  • PDF and Word formats attached.

Tes paid licence How can I reuse this?

Get this resource as part of a bundle and save up to 69%

A bundle is a package of resources grouped together to teach a particular topic, or a series of lessons, in one place.

REPORTS - BUNDLE - 16 RESOURCES!!

**These bank of comments will make report writing easier.**

Writing Reports - Banks of comments - Bundle - 15 RESOURCES!!

**BANKS OF COMMENTS FOR: ** * ENGLISH * MATHS * SCIENCE * GENERAL COMMENTS * PE * PSHE

REPORT WRITING - BANKS of COMMENTS BUNDLE - 16 RESOURCES!!

**Make writing reports a bit easier this year with this bank of English, Maths, Science, PE and GENERAL bank of comments.**

Year 3 - BUNDLE - 20 RESOURCES!!

**A great range of Year 3 resources!**

YEAR 3 - REPORT WRITING BUNDLE - 3 RESOURCES!!

**Make Y3 Report Writing much easier this year. Just copy and paste what you need:** * Year 3 'Expected Level' statements. * Year 3 report targets. * Year 3 report comments.

Your rating is required to reflect your happiness.

It's good to leave some feedback.

Something went wrong, please try again later.

This resource hasn't been reviewed yet

To ensure quality for our reviews, only customers who have purchased this resource can review it

Report this resource to let us know if it violates our terms and conditions. Our customer service team will review your report and will be in touch.

Not quite what you were looking for? Search by keyword to find the right resource:

FREE EDITABLE PARAGRAPH RUBRIC? YES, PLEASE!

report comment bank year 3

100 Report Card Comments You Can Use Now

100 Report Card Comments

When teachers talk about the joys of teaching, I’m pretty sure they aren’t talking about report card writing. It may just rank right up there with indoor recess, yard duty, and staff meetings. But report cards don’t have to be such a pain.

Here are a few report card general principles, followed by my handy dandy list of editable go-to phrases…

Three Report Card Comment Principles

1. Be Truthful but Kind

A report card’s main purpose is to inform parents about their child’s progress. While there should be no major surprises ( BIG/major issues should have already been discussed with the child’s parents/guardians ), regardless of how well the child is doing or how poorly, the report card should be an honest reflection of that child’s performance.

Having said that, of course, we want to word things in a way that is as positive as we can be and in a way that is encouraging, offering suggestions for improvement, rather than discouragement.

2. Follow the Magical Report Card Comment Format

If the child is doing well overall… you are golden!!! An easy report card is one that I LOVE to do. Unfortunately, not all students are Einsteins or angels, and we have to mention some areas that need improvement. That’s when we use the magical format, which is…

A. Start with a compliment… you might have to dig deep here and get creative, while still being genuine. Remember, every student has attributes we can praise, even the most challenging ones. You might mention the child’s attitude, personality, social skills, sense of humor, willingness or desire to help, special skill in art/music, etc.

B. Next, add a line or two about what is challenging the child , and how he/she struggles in a certain area. Don’t include a laundry list of 20 things to work on. Prioritize the list and highlight the MOST important issues. Also, do make sure to offer a solution or suggestion that is practical and helpful .

C. End on a positive note. Again, a compliment is a nice touch any time of the year, and for the end of the year report card, a best wishes for ____ grade or have a wonderful summer, or I’m so glad to have been ____’s teacher this year, and so on works well.

3. Proofread and Check, then Proofread Again

Report card time is crunch time, and when we’re trying to speed through things and get them done, those nasty little typos pop up where we least expect them.

Do make sure to double-check everything before you hit enter/print to send them home. All communication with parents is seen as a reflection of ourselves as teachers and should be as perfect as we can make it.

Now that the principles are out of the way, here is my list of 100+ report card comments (updated to include 150 comments!).

I’ve included a wide variety of comments for the wide variety of ability levels and behavioral challenges of the students that we teach in our classrooms..

Want your own set of 150 comments in three formats – Printable PDF, editable PowerPoint, and Editable Digital? Click here to take a peek!

OPENING / CLOSING – POSITIVE:

  • _____has worked very hard this semester/year, and I am proud of all of his/her accomplishments.
  • ______ is making/has made good/excellent/wonderful/outstanding progress in _____ grade.
  • _____ has done a(n)/fantastic/exemplary/wonderful/excellent job this year/semester in _____ grade and has worked so very hard.
  • I appreciate _____’s quality work/motivation to do well/attitude, and I am enjoying/have enjoyed being his/her teacher.
  •  ______ arrives at school each day with a positive/cheerful/happy attitude, ready to learn.
  • _____ is an excellent _____ grader, and he/she has made our classroom a better place.
  • _____ is doing/has done an(a) excellent/ outstanding/wonderful/ great/ fantastic job overall this semester/year.
  • _______has made good/excellent/extraordinary/fantastic/outstanding progress in all academic areas.
  • _____ is bright, motivated, and hard-working and can be proud of his/her accomplishments this semester/year.
  • _____ is intrinsically motivated and strives to please/produce top-quality/excellent work. I am enjoying/have enjoyed being his/her teacher.
  • _____ seems to enjoy school, and his/her positive attitude brightens up our classroom.
  • _____is a bright and inquisitive student who enjoys learning. He/she is a pleasure to have in class.
  • _____ has learned a great deal this semester/year and has shown particular progress/improvement in _____.
  • _______ is a(an) hard-working/attentive/determined student and is working/doing well in all subject areas.
  • _____ is a very polite/hard-working/bright student and a pleasure to be around. I am enjoying/have enjoyed being his/her teacher.
  • _____is a(n) awesome/wonderful/amazing/fabulous ____ grader, and I have enjoyed getting to know him/her this year.
  • I am so proud of _____ and wish him/her well for _____ grade and beyond.
  • I have truly enjoyed being _____’s teacher and will miss him/her next year.
  • I have enjoyed teaching ______ this year. He/she loves to learn and has shown growth throughout the year. Wishing him/her continued success.
  • _____ has been a wonderful_____ grader, and I’m so glad to have him in class. His/her great attitude/strong work ethic/hard work/determination are to be admired. He/she has a bright future ahead.
  • _____ is a hard-working/bright/likable/motivated student. I have thoroughly enjoyed having him/her in class this year. Have a wonderful summer!

ACADEMIC – POSITIVE :

  • _______has made good/excellent/wonderful/fantastic/outstanding progress in all academic areas.
  • _______ is a(an) hard-working/attentive/determined student and is working well in all subject areas.
  • _____ shows strong knowledge/strengths in the area of _____.
  • _____ has exceeded expectations in ______.
  • _____ demonstrates superior work in ______. I appreciate his/her dedication and effort.
  • _____ consistently puts forth his/her best effort in _____, which is wonderful/lovely/great to see.
  • _____ shows special/unique/particular strengths in the area of social studies/science/reading/writing/math… and has done very well this trimester/year.
  • _____ seems to enjoy reading/writing/math/science/social .. and has done an excellent/amazing job this year.
  • _____ has a good understanding/sense of theme/the main idea/ characters/ plot/ inferences, which strengthens his/her reading ability.
  • _____ reads smoothly and with good expression.
  • _____ is able to use data from graphs and charts/use a compass successfully/convert measurements correctly.
  • _____ uses reading strategies such as _____ effectively, which increases his/her reading comprehension.
  • _____ has a large/extensive/rich vocabulary, which adds to his/her ability to write effectively.
  • _____ enjoys poetry/reading/music/science/art… and excels in it.
  •  _____ is a very talented artist/writer, and I truly enjoy the detail/attention/ passion he/she puts into his/her artwork/writing.
  • _____ excels in creative/narrative/opinion/expository/report writing…
  • _____ produces stories/essays/paragraphs/research reports that are well-organized/ developed.
  • _____ has strong reading comprehension/math computation skills.
  • _____ is a creative student, and I have enjoyed seeing the wonderful writing/art projects/drawings he/she has created/written.
  • _____ uses higher-level thinking skills to complete challenging assignments.
  • _____ demonstrates a good understanding of math/reading/social studies/science… concepts.
  • _____ shows strong problem-solving skills in math/decoding skills in reading/grammar skills in writing/map skills in social studies…
  • _____ goes beyond grade-level expectations in _____. He/she often/ consistently sets and meets/exceeds academic goals.
  • _____ demonstrates a deep understanding of _____ concepts.
  • _____ has an impressive understanding and knowledge of _____.

ACADEMIC PROGRESS SHOWN – POSITIVE:

  • ______has strengthened his/her skills in _____.
  • ______has made good/excellent/wonderful/fantastic/outstanding progress in all academic areas.
  • ______ has made good/great/tremendous/significant improvement in _____.
  • _____ has worked hard to raise his/her grade in _____, and I appreciate his/her effort.
  • _____ has learned a great deal this semester/year and has shown particular improvement in _____.
  • _____ has shown steady progress/strong gains/excellent progress in the area of _____. I’m pleased with his/her effort.
  • _____ is making good progress in ______ this semester. Please encourage him/her to continue to ______.
  • _____ has shown improvement in _____, which is great to see. Please encourage him/her to continue to _____ each day/in the coming weeks to keep the momentum going.
  • _____ is making good progress in ______ but would benefit from ______ to continue showing growth.
  • I have been pleased to see that _____ is continuing to grow/consistently progressing/improving steadily in independence in/with ______.
  • _____’s quality of work has shown good/great/exceptional growth this semester.

ACADEMIC – IMPROVEMENT NEEDED:

  • _____is intelligent but works below his/her capacity/potential due to a lack of motivation/attention to quality work.
  • Unfortunately, _____’s grades have suffered from missing assignments.
  • _____is gaining confidence in _____ but would benefit from _____.
  • Please encourage _____ to _____each day to help him/her improve in _____.
  • _____ seems to find _____ challenging and would benefit from reading nightly/practicing math facts/working online…
  • _____ is capable of achieving a higher grade in _____ but needs to______ in order to make progress.
  • _____ seems to have difficulty at times with reading comprehension/ math computation/writing paragraphs… and would benefit from _____.
  • _____ needs to slow down in order to produce quality/carefully done work.
  • _____ needs to memorize his/her basic math facts in order to complete complex math problems more easily/efficiently/quickly.
  • _____ would benefit from _____ to fully memorize basic math facts.
  • Memorizing basic addition/multiplication math facts would be very helpful to _____.
  • Science/social studies tests have been very difficult for _____, and he/she would benefit from increasing the time spent studying the material.
  • This trimester, I would like to see _____ to work on _____.
  • This trimester, it would be helpful for _____ to focus on _____ in order to _____.
  • _____ needs lots of repetition and practice in order to retain _____.
  • I would like to see _____ pay closer attention to _____ in order to _____.
  • When ______ is motivated, he/she does well on class assignments.
  • _____ is excelling in many skills but needs to concentrate on ______.
  • I would like to see ____ focus on _____ each day/in the coming months.
  • _____ shows interest/has enthusiasm/seems motivated for everything we do in class. However, he/she is having some difficulty with ______. It would be helpful if he/she would ______ each night.
  • Even with extra help, _____ experiences difficulty with _____. It would benefit ______ to ______.
  • _____ rarely asks for help when he/she is confused/doesn’t understand something. We will continue to encourage _____ to ask for assistance whenever it is needed.
  • _____ exhibits minimal confidence in his/her ______ skills. It would be helpful to _____.
  • _____ is struggling to meet/maintain grade-level expectations in _____. Let’s work together to help _____ be successful in this area.

WORK HABITS AND QUALITY OF WORK – POSITIVE:

  • _____ completes his/her work carefully and completely/thoroughly.
  • I appreciate _____’s neat work, which is carefully done.
  •  _____ is very organized and finds needed materials easily.
  • ______ pays attention to detail in his/her assignments, and I appreciate the high quality of his/her work.
  • _____ turns in work that is beautifully/carefully/thoroughly done.
  • _____ has a strong work ethic and never completes any assignment halfway.
  • _____ is very responsible and turns in assignments/homework on time.
  • ____ takes tremendous pride in his/her work and completes assignments carefully.
  • _____ is focused on creating quality work and completes assignments carefully/thoroughly.
  • _____’s attention to detail can be seen in the quality of his/her work. I appreciate the care he/she takes in each assignment.
  • _____ takes pride in his/her work and consistently turns in neat and carefully completed work.
  • _____’s motivation/attitude is reflected in the work he/she turns in/creates. I am pleased to see his/her well-thought-out/thoroughly completed assignments.
  • I appreciate ______’s dedication to his/her learning/studies in class.

WORK HABITS AND QUALITY OF WORK – IMPROVEMENT NEEDED:

  • _____ needs to complete his/her work carefully and completely/ thoroughly.
  • _____ would benefit by taking responsibility to turn in assignments and/or homework on time.
  • I am concerned about _____’s organizational skills and his/her responsibility related to turning in assignments on time.
  • ______ struggles with organizational skills in the classroom and needs to keep his/her desk/workspace neater to make his/her day run more smoothly.
  • _____ struggles to find needed papers/materials and would benefit from using a folder/a binder/keeping a neater desk…
  • _____ tends to work too quickly, often resulting in careless mistakes.
  • I would like to see _____ focus on _____ in the coming months.
  • This trimester, I would like _____ to work on _____.
  • I would like to see _____ pay closer attention to ____ in order to _____.

CLASSROOM BEHAVIOR – POSITIVE:

  • _____ follows classroom rules consistently and is a good role model.
  • _____ has a positive attitude and is a joy to teach.
  •  _____ is on task regardless of the activity.
  •  _____ seems to enjoy school, and his/her positive attitude brightens up our classroom.
  •  _____ listens attentively to directions, and I appreciate his/her ability to understand the assignment and to start work right away.
  •  _____ has an excellent attitude and is always willing to lend a hand.
  •  _____ is a(an) wonderful/excellent helper and a classroom leader.
  •  _____ is polite to classmates and to all adults on staff at school.
  • _____ arrives at school each day with a positive/happy attitude, ready to learn.
  • _____ works independently and is able to complete enrichment activities when he/she is finished with required assignments.
  • _____ is able to focus and stays on task during independent working times.
  •  _____ uses class time constructively/efficiently/wisely.
  •  _____ works respectfully during independent work times.
  • ____ is a hard-working student who sets goals and reaches them.
  • _____ is a dependable/responsible/conscientious student.
  • _____ has made great strides this year in terms of _____ in the classroom/on the playground.
  • _____ has a strong work ethic and takes responsibilities seriously.
  • _____is a very respectful/kind/caring/considerate classmate/student, and I appreciate having him/her in class.
  • _____ shows determination/perseverance when faced with a challenging task.
  • _____ enjoys participating in class lessons, and his/her background knowledge adds a great deal to our discussions.
  • _____ is able to share appropriate and relevant information, which adds to classroom discussions.
  • _____ is an active participant in small groups as well as whole-class discussions/activities/projects.
  • _____ listens well and takes an active role in class lessons/class discussions/class activities/group work.
  • _____’s persistence/determination/hard work in _____ is exemplary.

CLASSROOM BEHAVIOR – IMPROVEMENT NEEDED:

  • _____ is intelligent but works below his/her capacity/potential due to off-task behaviors/a lack of motivation/attention to quality work.
  • _______ has done well in many areas, but I am concerned that his/her lack of listening/focus/motivation and following directions/working independently/working quietly has contributed to his lower grade in _____.
  • _____ struggles with following classroom rules and needs to focus on working quietly/staying in his/her seat…
  •  _____ is very talkative during quiet working periods and distracts others around him/her.
  •  Working quietly is very difficult for _____, and I would like him/her to focus on his/her work so that he/she, as well as others around him/her, are able to attend to the task at hand/learn more effectively/concentrate…
  •  _____ needs to listen and follow directions carefully during class time.
  •  I would like to see _____ put more effort into showing respect/kindness/ thoughtfulness to his classmates to strengthen social skills.
  •  _____ needs to work on taking turns speaking/working more cooperatively with classmates.
  • _____ needs to focus on raising his/her hand to speak/listening to others/waiting for others to finish before speaking/listening skills.
  • ______’s listening skills need improvement.
  •  This trimester, I would like _____ to focus on _____ in order to _____.
  • Academically, _____ is doing well overall. I would like him/her to focus on showing more kindness/respect/cooperation to his/her classmates.
  •  _____ needs frequent reminders to stay on task throughout the school day.
  • _____ needs to follow school rules at lunchtime and on the playground.
  •  _____ gets along well with classmates, but needs to work on staying on task and not socializing.
  • _____ is an intelligent student with great potential. However, he/she needs to work on staying focused in class and following directions.
  • _____ is very social and is well-liked. His/her conversations during independent work times, though, have made it difficult for _____, as well as those around him/her, to finish work successfully/to create quality work/to concentrate on the task at hand/to learn/ to complete assignments.
  • _____ has a social personality, but his/her chatting in class can be disruptive. He/she needs to work on staying focused during class so he/she and others around him/her can complete class assignments/stay on task.
  • _____ is often eager to participate in class discussions but needs to remember to raise his/her hand/wait to be called on…
  • _____ has made progress with ______ but is still struggling. Let’s continue to encourage ______ to ______.

MOTIVATION – POSITIVE:

  • _____ succeeds at whatever task he/she puts his/her mind to.
  • _____ sets high standards for himself/herself and reaches them.
  • _____ is intrinsically motivated and strives to please/produce top-quality/excellent work.
  • _____ enjoys being challenged and would benefit from _____.
  • I appreciate _____’s quality work/motivation to do well/positive attitude, and I am enjoying/have enjoyed being his/her teacher.
  • _____ is truly/genuinely eager to learn and asks questions appropriately when needed.
  • _____ shows interest and enthusiasm for classroom activities and seems to enjoy learning.
  • _____ shows determination/perseverance when faced with any task/a challenging task.
  •  _____ is a hard-working student who sets goals and reaches them.
  • _____ is self-motivated and consistently produces quality work.

SOCIAL SKILLS/CHARACTER – POSITIVE:

  • _____ is respectful to his/her classmates and is very well-liked.
  •  _____ is helpful and kind and is a pleasure to be around.
  • _____ works well with other students.
  •  _____ not only works well with his/her classmates but is a natural leader.
  • _____ is very compassionate and always shows kindness to others.
  • _____ is polite to classmates and to all adults on staff at school.
  • _____ is respectful and considerate of others.
  •  _____ demonstrates positive character traits in the classroom.
  • _____ is positive/confident and is a great role model for his/her classmates.
  • _____ is an exceptionally thoughtful student who is consistently considerate/respectful/kind to others.
  • _____is a very respectful/kind/caring/considerate classmate, and I appreciate having him/her in class.
  • _____ is a likable student with strong social skills. He/she works well with others.
  • _____has a positive attitude/is a very polite student and is a joy to teach.
  • _____ is a hard-working student who sets goals and reaches them.
  • _____ is a problem solver and shows a great deal of persistence.
  • _____ displays good citizenship in our classroom.
  • _____ has an excellent attitude and is always willing to lend a hand.
  • _____ is a(an) wonderful/excellent helper and a classroom leader.
  • I am enjoying/have enjoyed _____’s sense of humor in our classroom.
  • _____ has a wonderful personality, and his/her sense of humor makes me smile.
  • _____ is a flexible learner and adapts easily to new challenges.
  • _____ works respectfully during independent work times.
  • _____ makes a sincere effort and works hard in class.
  • _____ is a kind and caring student who is a good friend to others.
  • _____ does his/her best in school each day. I appreciate his/her positive attitude/motivation/determination.
  • _____ is an enthusiastic member of the class and comes to school each day ready to learn. I appreciate his/her positive outlook/hard-working attitude/approach to learning.

SOCIAL SKILLS/CHARACTER – NEEDS IMPROVEMENT:

  •  _______ is an intelligent student with great potential. He/she needs to work on staying focused in class and following directions.
  •  ______ needs frequent reminders to stay on task/focus throughout the school day.
  •  _____ is excelling in many skills but needs to concentrate on ______.
  • I would like to see ____ focus on/work to improve _____ in the coming months.
  • ___ needs to focus on/practice raising his/her hand to speak/listening to others/waiting for others to finish before speaking/listening skills.
  • I would like to see _____ put more effort into showing respect/kindness/ thoughtfulness to his classmates to strengthen/improve social skills.
  • _____ needs to work on taking turns speaking/working cooperatively with classmates.
  • _____ has a wonderful personality but needs to work more respectfully during independent/quiet work times…
  • _____ needs to work on showing more respect/kindness/ compassion/ cooperation to his/her classmates.
  • _____ needs to practice showing cooperation when working with other students/in small groups/during centers/during specials…

If you’d like your own set of report card comments in three formats (printable PDF, editable PowerPoint, and editable Digital in Google Slides) from The Teacher Next Door, please click here: 👉 100+ Report Card Comments You Can Use Now

Need a new favorite marking pen for your report cards? These are my personal favorite. I love ballpoint pens because they don’t bleed through, and they come in a rainbow of colors.

report comment bank year 3

Click here to grab a set of your own! 

WHILE YOU’RE HERE…

Did you know that i have a free resource library full of exclusive upper elementary resources that you won’t find anywhere else.

Click the image below to grab your resources now!

CHECK OUT THESE RELATED BLOG POSTS: 

What is standards-based grading why is it so hard and how to tackle it, how to make the most of reading assessments, why reading centers are more important than ever in the upper elementary classroom.

Thanks for stopping by!

The Teacher Next Door - Creating upper elementary resources that target standards for busy teachers

* This post contains Amazon Affiliate links. If you purchase through one of these links, The Teacher Next Door, LLC receives a few cents on the dollar. This commission directly supports us as a small business and ensures that we can continue to create high-quality content for upper elementary teachers, like yourself!  As always, the products shared are tried, true, and tested. Enjoy! 

  • Read more about: Classroom Ideas

You might also like...

report comment bank year 3

20 Must-Have TikTok Amazon Finds to Improve Your Teacher-Life

If you’re anything like me, you love all the tips, tricks, and deals to make your life easier! As a teacher and a mom, I

report comment bank year 3

Indoor Recess Activities Your Students Will LOVE!

Two little words that teachers everywhere dread: indoor recess.  Did you get chills just reading that? Totally understandable, it’s no one’s favorite thing! Indoor recess

report comment bank year 3

3 Absolute Must-Do’s for Upper Elementary Teachers in January

It might be hard to believe, but January is already here again! The school year is certainly flying by. I hope that you and your

The Teacher Next Door - Creating upper elementary resources that target standards for busy teachers

Hi, I’m Jenn, CEO and owner of The Teacher Next Door!

I know that you strive to be an effective upper elementary teacher while maintaining a healthy work-life balance.

In order to do that, you need resources that are impactful, yet simple .

The problem is that most resources and curriculums out there are far from simple. The pages upon pages of daily lesson plans are just plain overwhelming .

At TTND, we believe teachers should be living their lives outside of the classroom, and not spend hours lesson planning and searching for resources.

We understand that now, more than ever, teachers need space to be themselves which is why we create and support teachers with timesaving tips and standards-aligned resources.

Want access to TTND's Free Resource Library? Sign up for our newsletter and we'll email you the exclusive password!

Trending posts.

report comment bank year 3

SEARCH BY TOPIC

  • Classroom Ideas
  • Holidays and Seasonal
  • Mentor Texts
  • Reading Workshop
  • Uncategorized
  • Writing & Grammar

POPULAR RESOURCES

Complete Paragraph Bundle - Explicit Writing Instruction - The Teacher Next Door Product Cover

JOIN MY NEWSLETTER

Gain access to a library of FREE resources for upper elementary grades!

report comment bank year 3

Facebook Group

Teachers Pay Teachers

Free Resource Library

💌 Contact Us

Disclosures

Privacy Policy

Refund Policy

Purchase Orders

Your Downloads

Reward Points

©  The Teacher Next Door, LLC. All rights reserved.

FREE RESOURCE LIBRARY (3)

* Please note: If your school has strong email filters, you may wish to use your personal email to ensure access.

Sal

325 amazing report card comments and remarks to save your time!

teacher giving report card comments

What's more difficult than creating your student report cards? Writing unique and meaningful report card comments. Creating report card comments and remarks can be a daunting and tedious task for teachers.

Every teacher will agree that writing unique report card comments is important as it helps the parents to understand their child's progress, they can take necessary action by understanding the report card comments.

We have made your task easier by providing a list of report card comments for every feedback category and applicable to all grades. Just copy and paste the comment, insert the student's name and you are good to go! You can edit and modify the comments as you like.

  • Save your time.
  • Help parents understand the feedback in a better way.

Achievement and Improvement - General Comments:

  • If _____ continues to put out the effort he has demonstrated in the last two reporting periods, he will benefit greatly from his education.
  • The following ideas might help him enhance his _____.
  • I'm hoping that the current level of enthusiasm and progress will continue.
  • In all academic disciplines, _____ is improving. She's having a hard time with____.
  • She has a long way to go, but if she works hard enough, she will see results soon.
  • _____ takes tremendous pride in his work and always completes it neatly.
  • _____ is a frequent volunteer who makes significant contributions to the class. She has a tendency to work too rapidly, which leads to a lot of unintentional mistakes. At home and at school, we can assist her in correcting this.
  • For his age, _____ is a hard worker with outstanding vocabulary skills. He likes to read and write.
  • The quality of _____'s work reflects her positive attitude. Thank you for all of your hard work.
  • Despite his best efforts, _____ finds it difficult to keep up with the rest of the class. Can we meet to discuss this?
  • As we mentioned at our latest meeting, ______'s work is not up to par. I am confident that with more effort and concentration, he will quickly improve.
  • _____ is genuinely interested in everything we do in class. She, on the other hand, is experiencing some difficulties with . Please go through this with her every night.

Achievement and Improvement - Academic Achievement:

  • In ______, _____ is quite strong.
  • _____ has received an excellent grade on his report card.
  • ______ is something that _____ knows a lot about.
  • _____ is a bright and hardworking student who excels in_____
  • In all of the fundamental subjects, _____ is performing admirably.
  • In ______, _____ is working over grade level.
  • _____ is particularly skilled at______.
  • Because of her low achievement level, _____ finds it challenging to keep up with the rest of the class.
  • In the domains of ____, _____ is capable of reaching a higher average.
  • We will concentrate on _____ in the coming term because _____ has had problems learning .
  • _____ is capable of doing a much better job.
  • Both you and I must continue to guide and assist _____.
  • To get her up to _____ grade level, _____ has been really cooperative and only needs to improve her social studies skills.
  • _____ has been getting poor grades on quizzes and tests.
  • _____ does not work to her full potential.
  • The material is tough for _____ to comprehend.

Achievement and Improvement - Improvement:

  • The independence of _____ is increasing.
  • _____ has steadily improved.
  • _____ has been steadily improving.
  • In ______, _____ has demonstrated a positive attitude toward wanting to improve.
  • _____ appears to be eager to learn more. In _______, _____ has experienced rapid expansion.
  • Academically, _____ is making steady progress.
  • The quality of _____'s work is improving.
  • _____ has improved her _____ abilities.
  • _____ has demonstrated a positive desire to improve herself in _____.
  • If he were more interested in _______, his performance would increase.
  • This reporting period, _____ has made significant progress.
  • I'm pleased to see that _____ is maturing well, and I hope that this trend continues.
  • The classroom attitude of _____ has improved.

Work habits - General Report Card Comments:

  • As I have stated in my reports, _______ does not manage his time effectively in class. Please explain to him that we study in class and play only at particular times during the school day.
  • When ______ is able to relax, she produces considerably better results. She does, however, frequently seek the attention of her peers, which causes everyone to be distracted.
  • _________ must continue to improve his work habits, as we mentioned in earlier meetings. We need to encourage him to take his work much more seriously.
  • ______ enjoys participating in artistic pursuits. However, I am concerned about how much time she spends painting when she has other responsibilities. Could we possibly meet to explore methods for assisting ________ in resolving this problem?
  • _______ is now working on grade-level material. I am confident, though, that he is capable of producing superior work. I'm confident that his work will improve as his attention improves.
  • ______ wastes a lot of his work time daydreaming and then fails to finish on time. He is capable of doing the work in the time provided, and he needs to get started.
  • _______ has done some good work, but it hasn't been consistent. She is a very gregarious and restless person who frequently does not complete her assignment on time. Thank you so much for your assistance at home. Please keep working with her on this matter.
  • _______ is very eager to do her work, yet she can be a nuisance to the other pupils. Despite the fact that she has made improvement in this area over the last month, she still has work to do.
  • ______ is having trouble because he frequently speaks out loud, disrupting the other pupils. He's working on changing this unhealthy behaviour, and he's made some progress in the last several weeks.
  • _________ needs to continue to improve his work habits, as we mentioned in earlier meetings. We must motivate him to take his task more seriously.
  • _______ has done some excellent work, but it hasn't been consistent. She is a social butterfly who is often agitated and frequently fails to complete her tasks on time. I appreciate your assistance at home. Continue to collaborate with her on this matter.
  • _______ is very eager to do her work, yet she can be a nuisance to the other pupils. She has made progress in this area over the last month, but she still has work to do.

Work habits - listening skills:

  • _____ is improving her ability to pay attention to directions.
  • _____ is working on improving her listening skills.
  • ______  is learning to listen and share.
  • _____ pays close attention to what is being said.
  • _____ is a hard worker who listens carefully.
  • _____ assesses what she hears.
  • All instructions must be followed by _____.
  • Directions are tough for _____ to follow.

Work habits - Quality of work:

  • The handiwork of _____ is superb.
  • _____ appreciates doing nice, meticulous work.
  • The work of _____ is tidy and precise.
  • _____ creates vibrant and intriguing artwork.
  • Work well done is something that _____ is proud of.
  • _____ is prone to making careless mistakes.
  • _____ is untidy.
  • Proofreading is something that _____ must do.

Work habits - Time management:

  • _____ is learning to use his free time wisely.
  • _____ is always efficient with her time.
  • _____ never finishes assignments in the time provided.
  • During work hours, _____ is getting more dependable.
  • _____ is on the verge of being self-sufficient.
  • _____ is growing more self-sufficient.
  • On assignments, _____ works autonomously.
  • _____ is unable to do individual assignments.
  • _____ is a good listener, but she needs to work faster.
  • _____ needs to be pushed.
  • _____ lacks self-sufficiency.
  • _____ is prone to being easily distracted.
  • _____ operates at a slow pace.
  • _____ does not finish assignments in the time allotted.
  • _____ appears unable to complete the required work.
  • _____ frequently completes work ahead of schedule.
  • _____ is indifferent about the value of time.
  • In his written work, _____ sacrifices accuracy for the sake of speed.

Work habits - Work potential and effort report card comments:

  • _____ has a lot of potential and is working hard to realise it.
  • _____ is performing to the best of his or her ability.
  • _____ is a dependable and conscientious worker.
  • _____ is enthusiastic about his or her job in general.
  • _____ is looking for information.
  • _____ is a dedicated student.
  • _____ is very conscientious.
  • _____ is a pleasant and responsible student.
  • _____ is a dedicated worker.
  • During the ___ period, _____ is a hard worker.
  • _____ is a respectful and conscientious student.
  • If _____ is to gain the fundamentals required for ____ grade work, he must improve his work habits.
  • _____'s efforts are inconsistent, particularly in ____.
  • When not directly supervised, _____ makes little effort. _____ is eager to please.

Personality and Attitude - General report card comments:

  • Although ______'s attitude toward his schoolwork has improved, it has not been consistent. Throughout the rest of the school year, he will require consistent guidance from both home and school.
  • This report card reflects _______'s attitude toward school. He could do better if he worked harder and cooperated more.
  • This reporting quarter reflects ______'s attitude toward our school rules, other students, and myself. She has the potential to be a successful student if she works hard enough.
  • As my previous reports have shown, _____ does not complete his schoolwork. He can do better if he makes the decision to work harder and finish his assignments.
  • Although _____'s attitude toward her classmates has improved, she still needs to be reminded to be respectful on a regular basis.
  • As we discussed in our last meeting, _______ has a negative attitude toward basic skills. Please continue to do a nightly review with her, focusing especially on .
  • Thank you for your enthusiasm for our class. I am pleased to report that ______ is improving in terms of his attitude in our classroom.
  • ______ has made great strides this year in terms of her attitude in the classroom and on the playground.
  • If ______ is to overcome her attitude and social difficulties, I will continue to need your assistance and support. If she can make a positive effort in this area, she will find school much more enjoyable.
  • ________'s attitude has improved over time. Thank you for your cooperation and support.

Personality and Attitude - Attitude:

  • _____ has a fantastic attitude.
  • _____ has a great attitude toward school.
  • _____ maintains a positive attitude toward school.
  • _____ takes responsibility well and has a pleasant demeanour.
  • _____ takes the initiative and thinks things through on his own.
  • _____ is changing his attitude toward __ grade.
  • _____ must improve his or her classroom demeanour.

Personality and attitude - Personality:

  • _____ is a nice student to work with.
  • _____ is an exceptionally thoughtful student.
  • _____ has a pleasant demeanour.
  • _____ is a pleasant and friendly person.
  • _____ is cooperative and content.
  • _____ is courteous and cooperative.
  • _____ has a friendly attitude.
  • _____ is a joy to be around.
  • _____ is a pleasant and helpful person.
  • _____ is a pleasant and cooperative youngster.
  • _____ is a cheerful, well-adjusted child, but_____.
  • _____ is self-assured and well-mannered.
  • We all enjoy _____'s sense of humour.
  • _____ is amusing and enjoys the stories we read.
  • _____ is easily disturbed.
  • _____ is prone to crying.
  • _____ appears tired a lot at school.
  • Although ____________'s social maturity is increasing, it is inconsistent.

Personality and Attitude - Participation:

  • _____ is excited about taking part.
  • _____ contributes significantly in class.
  • _____ is a frequent volunteer.
  • _____ is eager to participate in all classroom activities.
  • _____ is enthusiastic about what we do.
  • _____ contributes significantly.
  • _____ participates actively in discussions about ____
  • _____ responds nicely.
  • _____ addresses the group with confidence.
  • _____ takes turns speaking.
  • Participating in conversations and discussions is something that _____ enjoys doing.
  • In class, _____ should take an active role in the discussion.

End of Year - General Report Card Comments:

  • This year has seen a significant improvement in ______'s study habits. Please keep working on these abilities over the summer.
  • Thank you for your interest in this year's schoolwork of _____ . Her work will provide her with a great deal of satisfaction if she continues to put forth the effort.
  • ______ is a good citizen who works hard. I've had a great time having him in my class this year. Have a fantastic summer!
  • This year, ______ has matured nicely. His progress over the last three months has been impressive. I'm hoping that this effort and attitude will continue into the next school year.
  • Thank you for your interest in our class this year and for your support. ______ is a diligent student who should do well in the ____ grade.

End of Year - Phrases:

  • This year, both academically and socially, ______ has matured nicely.
  • ______'s friendly, genuine demeanour has made him a popular member of the __ grade.
  • This summer, ______ would benefit from reading a lot of library books.
  • If ______ is to succeed in the _____ grade, he must improve his reading speed and comprehension.
  • As the year progressed, ______ continued to bloom.
  • ______ made my year more enjoyable.
  • ______ is a very pleasant and willing worker who takes a keen interest in all of her work. It's been great having her in my room.
  • Thank you for the assistance I'm sure you've provided her.
  • Please continue with _____ review and as many reading experiences as possible over the summer.
  • Thank you for your interest in ______'s personality.
  • I'm sorry I couldn't meet you this year.
  • Thank you for your help.
  • With her friendly, cooperative demeanour, ______ will always be a welcome addition to any class.
  • I've had a good time being associated with ______.
  • I had a great time having ______ in my class.
  • It was a pleasure having ______ in my class.

Language Arts and Reading - Report Card Remarks:

  • ______'s reading has improved significantly over the course of the year. Please continue to read with her every night.
  • ______ is an excellent public speaker. Her written work, on the other hand, could be much better. With more effort, progress should be made gradually.
  • ______ has made significant progress in her creative writing. She's gotten better at using more colourful words.
  • ______ is making great strides in her reading of sight words. Please keep practising with him every night.
  • Since the beginning of the school year, ______'s spelling scores have significantly improved. The fact that he studies his spelling words every night has made a significant difference. Thank you for your assistance.
  • ______ is having trouble writing clear, fluent sentences, despite her best efforts. Is it possible for us to meet to discuss some useful strategies?

Language Arts and Reading - Listening:

  • ______ pays close attention to stories.
  • ______ can tell the difference between sounds in words.
  • ______ has trouble differentiating between sounds in words.

Language Arts and Reading - Reading and Vocabulary report card comments:

  • ______ picks up new words rapidly.
  • ______ needs to improve his reading speed and comprehension.
  • _______ has a well-developed reading vocabulary.
  • ______ is a voracious reader.
  • ______ is now aware of and proficient in the use of ____ consonant and vowel sounds.
  • The sounds ____ and ____ are mixed up by _____ .
  • ______ may blend short words without help by utilising the vowel(s) .
  • ______ is working on attacking words on his own.
  • The reading of ______ is.. (smooth, jerky, hesitant, rapid, irregular, or fluent).
  • ______ understands what she is reading.
  • ______ enjoys reading and is passionate about literature.
  • ______ is able to read and follow instructions.
  • _____ sight words are now recognised by ____ .
  • ______ enjoys reading.
  • To retain reading vocabulary, ______ requires a lot of repetition and practise.
  • ______ continues to mix up words that appear to be the same.
  • ______ is starting to read phrases and groupings of words.
  • The reading of ______ is getting habitual.
  • The reading of ______ is still not automatic.
  • ______ enjoys talking about the stories we've been reading.
  • ______ can read his sentences back

Language Arts and Reading- Speaking:

  • ______ uses entire sentences when speaking.
  • ______ expresses himself clearly.
  • (Pronouns, verbs) are difficult for ______ to correctly use.
  • Dramatization is something that ______ appreciates.
  • ______ possesses a strong oral vocabulary.
  • ______ employs proper punctuation.
  • When speaking, ______ utilises a lot of colourful words.
  • When speaking, ______ utilises (complicated, basic) sentences.
  • ______ takes part in a group storytelling session.

Language Arts and Reading - Writing:

  • ______ must use his or her abilities in all written work.
  • ______ is a fantastic writer of creative stories and poetry.
  • ______ can accurately arrange periods and question marks.
  • In his writing, ______ employs a variety of colourful words.
  • In her work, ______ employs (complicated, simple) sentences.
  • ______ can now compose a complete sentence on his own.
  • ______ can compose a two- to four-sentence original tale.
  • ______ arranges words in the correct sequence.
  • In writing, ______ demonstrates self-assurance.
  • ______ can put together a number of similar sentences.
  • ______ is working on expanding his spelling vocabulary.
  • To look up unusual words, ______ consults a dictionary.
  • ______ enjoys learning new words to spell.
  • ______ has an easy time learning to spell words.
  • ______ has a tendency of reversing letters in words.
  • ______ has trouble memorising non-phonetic word spellings.
  • To recall spelling, ______ makes use of hand or body motions.

General and Handwriting - General Report Card Remarks:

  • ______'s basic skills are all on grade level, but he is not working to his full potential.
  • Over the last quarter, ______'s schoolwork has improved. I sincerely hope that this work will continue.
  • ______'s actions are still inconsistent. She continues to struggle with obeying school rules and treating other pupils with respect. Please call to schedule a meeting. Thank you for your unwavering support and assistance from home. It's clear that you've been spending extra time with ______ on his schooling.
  • Since our last meeting, ______ has improved. I recommend that you keep working on ______ every night.
  • ______ is a well-mannered and vigilant ____ grader. He needs to be encouraged to engage in class because he is a quiet boy. Any assistance you can provide from your own home would be really valuable.
  • ______ has made a good transition to her new school. Could you please contact me as soon as you have moved into your new home to arrange a meeting?
  • ______ is becoming more self-assured.
  • ______ is adhering to grade-level standards.
  • ______ does a fantastic job in everything he does.
  • ______ is a hard worker who excels in all areas.
  • ______ is a person who thinks clearly.
  • ______'s thoughts are well-organized.
  • It is important to encourage ______ to .
  • ______ requires a lot of encouragement.
  • ______ is a creative person.
  • ______ is a frequent latecomer.
  • ______ takes a lot of time off.
  • ______ has not completed her makeup work.
  • ______ is a bright student who appears to ponder deeply.
  • ______ is quick to pick up on new concepts.
  • ______ is a person who talks a much.
  • ______ should devote more time to his or her allotted job.
  • ______ does not devote enough time to his or her homework.
  • ______ has to work on his or her self-control.
  • A meeting has been requested.
  • Please call to schedule a meeting.
  • Your unwavering cooperation and assistance are greatly appreciated.
  • It is conceivable for ______ to achieve higher grades than expected.

General and Handwriting - Handwriting:

  • The handwriting of ______ needs to be improved.
  • ______'s motor skills are good/ bad/ fine.
  • ______ can print along the lines.
  • ______ appropriately spaces letters and words.
  • The work of ______ is untidy.
  • ______ does not properly form letters.
  • Although some of ______'s printing is excellent, it is frequently clumsy in daily assignments.

Category wise:

  • Demonstrates perseverance in distance learning and serves as a role model for other students.
  • TEAMS is used to submit class assignments and communicate with teachers and classmates.
  • Has done an excellent job of navigating new technology and troubleshooting technical issues.
  • Completes asynchronous and autonomous work and always meets deadlines.
  • When it comes to completing learning assignments, she goes above and beyond in terms of detail and quality.
  • With online learning, ____ has successfully maintained his/her class demeanour and work habits.
  • _____ is methodical in his approach, thinks things through for himself, and is a quick and eager student.
  • _____ is fascinated by the nature of learning and always puts in his or her best effort to find the greatest available solutions.
  • _____ is a focused and enthusiastic participant in the online learning session, and works with zeal and determination.
  • _____ is able to reach his or her full potential, as evidenced by his or her contributions to conversations and work submitted.
  • Maintains focus in online learning despite technological challenges and changes associated with remote learning.
  • ___ enthusiastically engages in class discussions and works effectively with peers.
  • ___ takes charge of his or her own education and always asks for support when needed.
  • Always arrives on time for class and is a dedicated student.
  • ___ was usually well-prepared, well-organized, and enthusiastic about making the most of online classes.
  • ___ is a dedicated student who participates actively in class. His/her suggestions are useful and entertaining.
  • ___ takes an active interest in his or her own learning, pays close attention, and makes a concerted effort to avoid distractions that could disrupt the learning process.
  • ___ is a person who takes responsibility and accountability seriously. He or she makes sound decisions and is open to new ideas.
  • ___ gets along well with his peers and values varied viewpoints and experiences.
  • ___ is constantly looking for ways to assist in the classroom.
  • ___ is dependable and trustworthy, follows instructions well, and keeps his or her promises to himself and others.
  • In written and verbal communication, ___ is thoughtful, insightful, and comprehensive, and has a talent for clearly conveying his or her ideas.
  • When solving problems with students, ___ displays maturity and exhibits good communication skills when sharing thoughts and ideas about a certain topic/concept.
  • ___ excels at transferring classroom knowledge to real-world and real-life circumstances.
  • It's been a delight having ____'s energy, optimism, and maturity in my class.
  • ____ is a classmate who is eager about learning and willing to try new things.
  • During class, ____ is focused and willing to provide ideas.
  • With confidence and determination, ____ completes solo work.
  • ____ is a self-starter who takes pride in her job.
  • In class, ____ is attentive and eager to engage in discussions.
  • ____ is a very conscientious worker who puts in a lot of effort and attention on a daily basis.
  • In his or her daily labour, ____ makes a willing and conscientious effort.
  • ____ makes a conscious effort to study new things and improve his or her knowledge.
  • This term, ____ has done an outstanding job confronting and overcoming significant obstacles. Throughout the summer, please continue to foster and support this behaviour.
  • When given instructions, ____ takes responsibility and follows them.
  • ____ has trouble keeping on task and finishing his or her assignment.
  • He or she must pay close attention to directions in order to learn to operate autonomously.
  • Reminders about the regular classroom schedule are required. It would be beneficial to talk about the classroom routine at home.
  • Turns in incomplete work or no homework on a regular basis. Encouraging ____ to complete his or her work on time and according to the timetable and timeline set, so enhancing his or her organisational skills.
  • Does not actively participate in group activities; therefore, is encouraged to put forth effort in order to improve communication skills as well as attention and confidence.
  • ___ was an active participant in online learning sessions, but she needed to be reminded from time to time to allow other students to share their work and ideas as well.
  • ___ participates enthusiastically in online group activities, but finds it difficult to work independently.

Below Average:

  • During class, ___'s engagement and behaviour are inconsistent and disengaged.
  • ___ is having trouble grasping concepts. It would be useful to pay more attention to the required tasks and to attend the online classes on a regular basis.
  • When it comes to schoolwork, ___ needs a lot of help from adults. She has trouble grasping simple concepts and is unable to work on her own.
  • In the online learning environment, ___ struggled to engage and participate in discussions and activities.
  • ___ has not worked hard enough to satisfy the grade level objectives. It would be great to have regular work habits, active engagement, and the ability to clarify doubts.
  • ___ needs to pay greater attention to guidance throughout lessons in order to apply concepts learned and complete given assignments.
  • ___ would benefit from demonstrating a stronger desire to participate in class discussions.
  • ___ needs to be reminded to pay attention during instructions and lessons on a regular basis.
  • ___ has trouble focusing in class, which hinders his or her ability to participate fully in class activities and tasks.
  • ___ is encouraged to make good use of his or her time in order to finish things on schedule.
  • ___ is encouraged to take greater responsibility for completing chores without the need for frequent reminders.
  • ___ must demonstrate that he or she is engaged in the learning process through the quality of his or her work and the efficient use of class time.

Use EduCloud Report Card system to create reports with inbuilt report card comment bank. Save your own comments for future use.

  • Report management system
  • School reports
  • Report card comments
  • Report management remarks
  • College reports
  • Academic reports

creating report cards online

How to create school and college student report cards online?

Sal

5 benefits of using a report card system to create reports online

Sal

How to create student report cards online using excel?

Sal

Copyright © 2022 EduCloud

  • Report Writing Comment Bank BUNDLE Year 5/6 Stage 3 Australian Curriculum, NSW

report comment bank year 3

Products in this Bundle (5)

Description.

Are you a busy teacher strapped for time? Reports can take HOURS of work, but this EDITABLE Year 5 and 6 Report Comment Bank BUNDLE will save you the time and effort so that you can spend more time on the things that matter and regain your work-life balance - even in the report-writing period! As all sentences are editable, you can copy and paste the comments into your own document or report-writing system for ultimate ease of use and no re-writing necessary!

>>This is a GROWING BUNDLE so you will receive any future and additional subject/ Key Learning Area comments that I add for FREE if you have already purchased the product<<

General Comments:

These report comments are designed to fit the full differentiated spectrum of competency in a variety of key areas of general ability that we are expected to comment upon as teachers in Australian Primary schools. These comments have been specifically devised by an Upper Primary Teacher to be particularly suitable for reports in Years 3 to 6 across the country. The comment bank is separated into the following competency areas:

  • Growth Mindset/ Taking on Feedback
  • Dispositions For Learning
  • Independence
  • Listening/Following Instructions
  • Speaking/Contributing in Class
  • Social Interactions
  • Working With Others
  • Closing Comments

*Note this is a growing resource and requests for different areas of competency to be included are welcomed! If you buy now, you will receive these updates for FREE!

What's Included:

  • A contents page to quickly locate and navigate the document
  • 11 PowerPoint Slides of EDITABLE Comments in the above competency areas
  • 7 comments across the full spectrum of competency on each slide

------------------------------------

11 Pages, 77 Comments TOTAL

These report comments use the language of the NEW NSW Mathematics K-10 Syllabus (2023 Update) and the Australian Curriculum Mathematics Curriculum (ACARA) (Version 8.4). These comments have been specifically devised by an Upper Primary Teacher to be particularly suitable for reports for Years 5 and 6 (Stage 3) in NSW, Queensland, Tasmania, South Australia, the Northern Territory and the ACT . The comment bank is separated into the following Outcomes and Descriptors:

New NSW Syllabus (2023 Update)

Number and Algebra

  • Representing numbers
  • Additive relations
  • Multiplicative relations
  • Representing quantity fractions

Measurement and Space

  • Geometric measure
  • Two-dimensional (2D) spatial structure
  • Three-dimensional (3D) spatial structure
  • Non-spatial measure

Statistics and Probability

Australian Curriculum

  • Number and place value
  • Fractions and decimals
  • Money and financial mathematics
  • Patterns and algebra

Measurement and Geometry

  • Using units of measurement
  • Location and transformation
  • Geometric reasoning
  • Data representation and interpretation
  • A selection of sentence starters to put before the outcomes, descriptors and indicators to either highlight them as an achievement, strength, need or opportunity for growth
  • NSW Number and Algebra - 1 Page - 7 comments
  • NSW Measurement and Space - 1 Page - 9 comments
  • NSW Statistics and Probability - 1 Page - 3 comments

------------------------------

19 NSW-Specific Comments TOTAL

  • Australian Curriculum Number and Algebra - Year 5 - 1 Page - 8 comments
  • Australian Curriculum Number and Algebra - Year 6 - 1 Page - 8 comments
  • Australian Curriculum Measurement and Geometry - Year 5 - 1 Page - 8 comments
  • Australian Curriculum Measurement and Geometry - Year 6 - 1 Page - 8 comments
  • Australian Curriculum Statistics and Probability - Year 5 - 1 Page - 5 comments
  • Australian Curriculum Statistics and Probability - Year 6 - 1 Page - 5 comments

42 Australian Curriculum Comments TOTAL

----------------------------------------------------------

11 Pages and 61 Comments TOTAL

Creative Arts

These report comments use the language of the NSW Creative Arts K-6 Syllabus (Visual Arts, Music, Drama, Dance) (2006) for Years 3 to 6 (Stage 2 and 3).

Stage 2 Comments - 4 Pages

  • Visual Art - 6 comments
  • Music - 5 comments
  • Drama - 6 comments
  • Dance - 6 comments

Stage 3 Comments - 4 Pages

  • Music - 6 comments

8 Pages and 47 Comments TOTAL

These report comments use the language of the NSW Geography K-10 Syllabus (2015 Version) for Years 3 to 6 (Stage 2 and 3).

  • The Australian Continent - 2 comments
  • Australia’s Neighbours - 3 comments
  • Climate of Places - 2 comments
  • Similarities and differences between places - 2 comments
  • Perception and protection of places - 2 comments
  • Different environments - 1 comment
  • Significance of environments - 3 comments
  • Perception of environments - 2 comments
  • Protection of environments - 3 comments
  • Diversity across Asia - 2 comments
  • The world’s cultural diversity - 2 comments
  • Global connections - 2 comments
  • Connections shape perceptions - 2 comments
  • Environments shape places - 2 comments
  • Factors that change environments - 1 comment
  • Humans shape places - 3 comments
  • Bushfire hazard - 3 comments

8 Pages and 37 Comments TOTAL

English These report comments use the language of the NEW NSW English K-10 Syllabus (2023 Update) for Year 5 and 6 (Stage 3). The comment bank is separated into the following Outcomes and Descriptors:

  • Oral language and communication
  • Reading comprehension
  • Creating written texts
  • Handwriting and digital transcription
  • Understanding and Responding to Literature
  • Oral language and communication - NSW English Syllabus Outcome- Stage 3 - 3 Pages - 23 comments
  • Vocabulary - NSW English Syllabus Outcome- Stage 3 - 2 Pages - 12 comments
  • Reading Comprehension - NSW English Syllabus Outcome- Stage 3 - 5 Pages - 38 comments
  • Creating written texts - NSW English Syllabus Outcome- Stage 3 - 6 Pages - 52 comments
  • Spelling - NSW English Syllabus Outcome- Stage 3 - 1 Page - 9 comments
  • Handwriting- NSW English Syllabus Outcome- Stage 3 - 1 Page - 8 comments
  • Understanding and responding to literature- NSW English Syllabus Outcome- Stage 3 - 3 Pages - 23 comments

21 Pages and 156 Comments TOTAL

This download includes Microsoft Powerpoint file . If you do not have Office 365, you can find a free trial here: PPT - Try PowerPoint - Free Download | PowerPoint (microsoft.com) . You can copy the comment strings and sentence starters directly from the EDITABLE document.

I also have the following banks of report comments:

  • Report Writing Comment Bank BUNDLE (Foundation) K-2 Australian Curriculum, NSW
  • Creative Arts Report Writing Comment Bank NSW Syllabus Stage 2 & 3 Year 3-6 CAPA
  • English Report Writing Comment Bank Kindergarten ES1 New NSW Syllabus (2023)
  • General Report Writing Comment Bank - Differentiated Lower Primary K-2 Australia
  • Maths Report Writing Comment Bank K (F), 1 and 2 Australian Curriculum, NSW
  • Maths Report Writing Comment Bank Year 5/6 Stage 3 Australian Curriculum and NSW
  • General Report Writing Comment Bank - Differentiated Upper Primary 3-6 Australia
  • Geography Report Writing Comment Bank NSW Syllabus (2015) Stage 2 & 3 Years 3-6

This Resource Pairs Well With:

Student of The Week Weekly Class Awards Certificates Boho Rainbow Growth Mindset

Shout Out Complement Cards For Students or Staff Rainbow EDITABLE - PBL / PBIS

Collaborative Butterfly Poster -Coloring Pages- Growth Mindset Bulletin Board

Growth Mindset Motivational Phrase Posters - Bulletin Board Classroom Decor

Collaborative Motivational Poster -Coloring Pages- Growth Mindset Bulletin Board

You Might Also Like:

Color By Number Fun Math - Adding Like Fractions - Wild Animals - NO PREP

Positive Affirmation Station Cards - Mirror Display Kit - Rainbow Decor EDITABLE

Keep in Touch with me!

Little Miss Maker Mail (Email)

Missy Maker (Facebook)

@little_missmaker (Instagram)

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

Want more resources for FREE ? You can get my Brain Breaks For Any Age - Printables for Popsicle Sticks and Guide with Visuals (teacherspayteachers.com) as a FREEBIE when signing up to my mailing list! (Normally priced at $4.50!)

Just click here---------> https://mailchi.mp/13789a07a051/little-miss-maker-mail

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

If you're a regular user of Teachers Pay Teachers or you enjoy my resources, consider leaving a review. When you leave a review, you'll earn 1 credit for every $1 you spent on that resource. Each credit has a value of 5 cents, so every 20 credits earned equals $1 you can apply to future TPT purchases.

After using a resource, you can leave a rating and review by following these steps:

  • Go to your " My Purchases " page.
  • Click the "Leave a review" button (Note: you won't be able to leave a review until you've used the resource )
  • Answer each question and leave a review sharing more about your experience with the resource. Then, click "Done."

Questions & Answers

Little miss maker.

  • We're hiring
  • Help & FAQ
  • Privacy policy
  • Student privacy
  • Terms of service
  • Tell us what you think
  • Prodigy Math
  • Prodigy English

From our blog

  • Is a Premium Membership Worth It?
  • Promote a Growth Mindset
  • Help Your Child Who's Struggling with Math
  • Parent's Guide to Prodigy
  • Assessments
  • Math Curriculum Coverage
  • English Curriculum Coverage
  • Game Portal

107 Report Card Comments to Use and Adapt

no image

Written by Justin Raudys

Reviewed by Sarah Tino, M.Ed.

See your students' performance at a push of a button

With Prodigy's reports, teachers can easily track student progress and see their strengths and growth opportunities – all while the student has fun playing Prodigy Math!

  • Teacher Resources

Learning skills (positive comments)

Learning skills (needs improvement), addition and subtraction, skip counting, place value, comparing numbers, addition with regrouping.

  • Word problems
  • Language (general)

Reading responses

Reading comprehension, response journal, note taking, distance learning.

  • Tips for writing effective report cards
  • Key considerations for effective end-of-year report cards

Just about every teacher agrees: report card comments are important to provide insights and next steps to students and families. But there are few who actually look forward to writing them.

Because every instructor knows working under tight deadlines to create upwards of 20 unique and detailed reports at the end of the year or term isn’t exactly straightforward (or particularly fun). That's especially true in the era of distance learning.

And while no one at your school knows your students better than you do, writing valuable report card comments for each of them can be a huge challenge.

That’s why we created a list of 107 sample report card comments — starters to help you find ideas, inspiration, and insights while writing your own report cards.

The 107 report card comments in this list will help you:

  • Instill a  growth mindset in students
  • Build stronger home-to-school connections
  • Write stronger leads and use livelier language
  • Choose the right phrasing when writing positive and constructive report card comments

Report card comment starters

You'll notice that the report card comments below can act as a springboard for more fully developed ones. But don't worry, using them you'll be able to take some of these one-liners and turn them into insightful and actionable next steps!

For example, you'll be able to take a 1st grade number sense comment like "Your child is able to add and subtract numbers up to 20 using various manipulatives" and transform it into:

Your child is able to add and subtract numbers up to 20 using various manipulatives. This was evident when he was working independently to solve a real-world problem by adding toys in the classroom toy bin. As a next step, they should continue to add to larger numbers to encourage his skills. You can support him by asking him to add his own toy piles at home.

Or taking a responsibility-related learning skill comment from "Your child is able to take responsibility for her own actions both in and out of the classroom" to:

Your child is able to take responsibility for her own actions both in and out of the classroom. She often checks her agenda and day planner to make sure she has all of the necessary materials to complete work at home before leaving. During indoor recess, she takes time to tidy up everything she was playing with.

Notice the difference?

Compared to a single number or letter grade, report card comments can provide even more value to your students and their families. In other words, a number or letter or grade captures the what , while an accompanying comment captures the how .

Depending on the age group or grade level you teach, a letter or grade letter might be enough. However, research in Phi Delta Kappan, the professional journal for educators, suggests:

Comments that identify what students did well, what improvements they need to make, and how to make those improvements, provided with sensitivity to important contextual elements, can guide students on their pathways to learning success and ensure that all learn excellently.

Gather insights into student performance all year long and make report card writing easier with Prodigy, the adaptive math game that students love.

  • ________ is confident, positive and a great role model for his/her classmates.
  • ________ is frequently among the first to help and mentor other classmates. He/she is a valuable part of the classroom.
  • ________ has shown excellent ability to set goals and be persistent in achieving them.
  • ________ is interested in his/her own learning, listens attentively, and makes a solid effort to avoid distractions that could interrupt the learning process.
  • ________ is accountable and responsible. He/she makes smart decisions, admits mistakes and listens to opportunities to improve.
  • ________ relates well to classmates and is appreciative of different perspectives and experiences.
  • ________ manages his/her emotions maturely and responds to feedback appropriately.
  • ________ always looks for ways to be helpful in the classroom.
  • ________ is dependable and reliable, follows directions effectively, and follows through on his/her commitments to him/herself and others.
  • ________ is thoughtful, insightful and thorough in written and verbal communication, and has a talent for expressing his/her ideas clearly.
  • ________ works well with classmates in group work and often takes a leadership role.
  • ________ shows a positive attitude with classmates in group projects and activities, and both takes and gives suggestions and directions effectively.
  • ________ shows maturity when solving problems with classmates and uses good communication.
  • ________ excels at applying what he/she learns in the classroom to real-world and real-life situations.
  • It has been a pleasure to have _______'s enthusiasm, positivity and maturity in my class.
  • ________ is an enthusiastic member of the class and shows a willingness to learn.
  • ________ shows responsible behavior, works well with a group and shows appreciation for the efforts of classmates.
  • ________ is focused during classroom activities and willingly participated in class discussions.
  • ________ performs independent work with confidence and focus.
  • ________ works independently and takes pride in work done well.
  • ________ is focused in class and willingly participates in group discussion.
  • ________ is very conscientious and shows excellent effort and care with daily work.
  • ________ demonstrates a willing and conscientious effort in his/her daily work.
  • ________ shows a conscientious effort to learn.
  • ________ has done a great job facing and overcoming big challenges this year. Please continue to nurture and encourage this behavior over the summer.
  • ________ shows responsibility and follows directions whenever they are given.
  • ________ listens to and follows directions precisely and attentively.
  • ________ follows directions promptly and accurately.
  • ________ is an active participant in class.
  • ________ is a hard worker who calmly perseveres through challenging topics.
  • ________ is encouraged to demonstrate more responsible attitudes and behavior in the classroom.
  • ________ needs to show more appropriate behavior when interacting with classmates.
  • ________ needs to pay attention to the use of appropriate language at all times
  • ________ requires encouragement to listen attentively during group sharing times.
  • ________  needs to listen to directions more attentively during lessons.
  • ________ would benefit from showing a greater desire to contribute ideas in class.
  • ________ needs frequent reminders to be attentive during instructions and lessons.
  • ________ needs to improve his/her cooperation in group settings. He/she should work on voicing feelings and opinions and listening to others.
  • ________ needs to improve his/her work with others. He/she must ensure to accept a share of the work when participating in a group assignment.
  • ________ needs to improve on working independently and be sure to ask for assistance only when it is needed.
  • ________ often struggles to focus in class, which harms his/her ability to engage well with class activities and assignments.
  • ________ is encouraged to use time wisely to finish tasks in the time required.
  • ________ is encouraged to be more responsible in completing tasks without needing regular reminders.
  • ________ needs to show by the quality of work and use of class time that he/she is properly engaged in the learning process.
  • ________ consistently needs reminders to focus on time management.
  • ________ needs to follow classroom rules more closely throughout the school day.

Math (general comments)

  • ________ is having considerable difficulty with math. I recommend he/she work on studying ________ and ________. This extra practice will help him/her feel more relaxed when doing math in the classroom. Please contact me if you need materials to get him/her started.
  • ________ has a good understanding of all math concepts taught so far this year. He/she continues to turn in excellent assignments and especially enjoys hands-on math activities.
  • ________  has a positive attitude towards math but continues to have trouble in a few key areas. He should practice every evening at home. Areas that need extra attention are ________  and ________ .
  • ________  demonstrates a good understanding of all math concepts studied and communicates with clarity and good justification of reasoning.
  • ________ needs to work on increasing his/her speed in math facts. He/she should continue with daily practice with a focus on addition, subtraction, multiplication and division.
  • ________ seems to need continuous encouragement in math. He/she continues to struggle with basic math concepts for his/her grade level.
  • ________ is having a difficult time in certain areas of math. Areas in need of extra work are ________ . Working on these problem areas every night would help improve his/her learning outcomes.
  • ________ is struggling to keep up in math. He/she could benefit from practicing the multiplication table and should also continue to practice the long division process.
  • ________ is easily distracted during math lessons and behavioral issues are interfering with his/her learning. We will be working on more difficult subjects and he/she will struggle if he/she does not pay attention in class.
  • ________ is having trouble with math tests. He/she does well on assignments, but does not seem to retain information for tests. I always give a week’s notice before tests, so please be sure ________ studies and adequately prepares for them as they approach.
  • ________ is able to calculate addition and subtraction facts to 18 with confidence and accuracy.
  • ________  is becoming more able to calculate addition and subtraction facts to 18 with confidence and accuracy.
  • ________  requires more time and practice in calculating addition and subtraction facts to 18
  • ________ needs to put more effort into learning to calculate addition and subtraction facts to 18.
  • ________  is able to skip count forward and backward by twos, fives, tens, and hundreds to complete short patterns.
  • ________  is learning to skip count forward and backward by twos, fives, tens, and hundreds to complete short patterns.
  • ________  needs practice with skip counting forward and backward by twos, fives, tens, and hundreds to complete short patterns.
  • ________  needs considerable practice with skip counting forward and backward by twos, fives, tens, and hundreds to complete short patterns.
  • ________  is able to demonstrate place value concepts to give meaning to numbers from zero to 1000, identifying ones, tens, and hundreds.
  • ________  is developing an understanding of place value concepts to give meaning to numbers zero to identifying ones, tens, and hundreds.
  • ________  requires more time and practice to demonstrate place value concepts to give meaning to numbers 0 to 1000, identifying ones, tens, and 100s.
  • ________ is able to compare numbers to 1000 using terms such as greater or less and greatest or least.
  • ________ is learning to compare numbers to 1000 using terms such as greater or less and greatest or least.
  • ________ requires support to compare numbers to 1000 using terms such as greater or less and greatest or least.
  • ________ demonstrates a limited understanding in comparing numbers to 1000 using terms such as greater or less and greatest or least.
  • ________ can demonstrate and explain the process of addition of whole numbers up to 100, with and without regrouping.
  • ________ requires ongoing support to demonstrate and explain the process of addition of whole numbers up to 100 with and without regrouping.
  • ________ requires considerable attention and individual instruction to demonstrate and explain the process of addition of whole numbers up to 100 with and without regrouping.

Word problems (math)

  • ________ is able to complete word problems using one- and two-digit addition, showing his/her work and writing a full sentence answer.
  • ________ is becoming more confident in his/her ability to complete word problems using one- and two-digit addition, showing his/her work and writing a full sentence answer.

As we move into language and literacy, the following sections include starter report card comments which cover reading, writing, oral communication and critical thinking skills.

Language arts (general)

  • ________ ’s (comprehension, spelling, reading) has greatly improved, but he/she still needs extra work in (comprehension, spelling, reading). Please contact me if you need supplemental learning materials to use at home for practice.
  • ________  is conscious of putting care into his/her daily writing work, and frequently goes beyond the minimum requirements for assignments.
  • ________ has trouble with his handwriting. I believe he/she can form letters well, but has to slow down and take a little more time. Neater handwriting will improve his/her schoolwork overall.
  • ________ makes a good effort to make his/her handwriting legible. He/she is able to print on the lines, use good spacing, and form letters correctly.
  • ________ needs to focus on her spelling. More improvement is needed in the areas of (dictation, weekly spelling tests, sentence structure). Daily practice at home will help improve his/her results.
  • ________ shows the ability to quickly use spelling, punctuation and grammar rules that were recently taught. He/she is able to quickly learn new skills and is eager to apply them to his/her writing.
  • ________ is having considerable difficulty with reading, particularly with fluency and comprehension.
  • ________ speaks well in front of the class, but requires improvement in written language. He/she is having trouble with (dictation, copying words correctly, story writing, creating logical sequences). Further practice is needed in this area.
  • ________ continues to make excellent progress in spelling and reading. He/she works hard to submit work that is free of grammatical errors.
  • ________ has difficulty remembering previously discussed writing skills and often makes errors with punctuation, grammar, and overall sentence structure. Basic writing skills need improvement.
  • ________ is able to offer direct responses to his/her readings and supports ideas with sound reasoning and specific examples.
  • ________ is learning to offer more direct responses to her reading experiences supported by reasons, examples, and details.
  • ________ needs frequent support to offer direct responses to his/her reading experiences supported by reasons, examples, and details.
  • ________ shows good ability when completing reading comprehension tests.
  • ________ would benefit from extra practice with reading aloud and discussion of content.
  • ________ consistently demonstrates comprehension of short spoken texts by answering questions, and explaining the events described.
  • ________ consistently reads grade-level material independently.
  • ________ uses good editing skills and correctly places capitals, quotation marks, question marks, apostrophes, commas, and periods.
  • ________ is doing a good job of breaking a story into paragraphs
  • ________ determines various forms of writing and identifies important ideas through the development of insightful questions and answers.
  • ________ is able to analyze character actions, story plots, and shows strong fluency with reading.
  • ________ uses correct spelling, grammar and punctuation when writing simple sentences.
  • ________ is encouraged to show increased attention to the use of correct spelling, grammar and punctuation with general writing skills.
  • ________ needs more time and practice in the use of correct spelling, grammar and punctuation with general writing skills.
  • ________ requires considerable assistance to achieve the correct spelling, grammar and punctuation when writing simple sentences.
  • ________ shows an excellent understanding of note taking from lectures and readings in preparation for tests and assignments.
  • ________ requires ongoing support to develop an understanding of note taking from lectures and readings in preparation for tests.
  • ________ was very engaged and focused during distance learning activities, and participated in class discussions.
  • ________ stayed motivated to complete assignments during distance learning, and turned in all required materials on time. 
  • ________ needed some extra prompting to stay engaged during online lessons, but participated well in discussions when called upon. 
  • ________ modeled good online learning behavior for other students.
  • ________ was disruptive during online learning and did not meaningfully participate in class discussions.
  • ________ handled technical problems well and was always prepared.
  • Although he/she couldn’t always access a device, _________ consistently completed online assignments and asked thoughtful questions.
  • ________ should ask more questions during online discussions to avoid confusion later.
  • ________’s attendance during online lessons was infrequent and assignments were not always completed.
  • ________ worked well independently and in a group setting during distance learning activities.
  • ________ is excellent at completing distance learning activities independently, but struggled to engage with his/her classmates during breakout sessions or class discussions.
  • ________ is a technology superstar! He/she rarely needed assistance and even helped other classmates troubleshoot issues.
  • ________ asks good questions and always reaches out proactively when he/she needs help with an assignment or lesson.

Tips for teachers to write more effective student report card comments

1. give yourself extra time and start writing comments early.

Teacher at desk writing with paper and pen.

Somewhere around the halfway point to your deadline for report cards, you make your best effort to use time at the end of each week to reflect — and jot down notes — about your students’ performance and class week.

What are their strengths and weaknesses? How are their social skills developing with classmates? How is their class participation - are they an enthusiastic learner? Have they shown great improvement in one particular subject area? Are homework assignments getting done? Have any new challenges come up that affect learning?

Even just a few minutes of note-taking in the weeks preceding report card deadlines will help to ease your stress when the time comes to write your final comments.

Moreover, having a dated log of information detailed throughout the school year will help you remember how students are performing throughout each week, which can be valuable information come parent-teacher conference time.

This will also help to engage and reassure parents who want relevant and detailed commentary about their child’s performance at school.

2. Use free, curriculum-aligned apps for teachers

Prodigy Math screenshot.

Use Prodigy to write insightful report cards with a minimum of hassle. Prodigy Math is an engaging math adventure for students where success depends on correctly answering adaptive math questions. 

As students play, you’ll get insights into:

  • Which skills students are practicing
  • How far they’ve progressed through the curriculum
  • What they’ve mastered and where they need more support

Use one of Prodigy’s eight reports to track student progress throughout the year. When the time comes to write report card comments, you’ll have detailed reports on all your students’ achievements.

Just getting started with Prodigy? No problem! The first time students explore the world of Prodigy Math, they’ll start completing the Placement Test — without even knowing. Once they’re done, you’ll have a snapshot of the grade level they’re at, what they know and specific skills they still need to work on.

Five middle school students sitting at a row of desks playing Prodigy Math on tablets.

Spend more time teaching and less time grading

Prep for standardized tests, deliver adaptive skill practice or test students on a new skill — all while they play Prodigy Math, Prodigy English, or both!

3. Be encouraging, informational and professional

Teacher writing at desk.

Although every report card cannot be glowingly positive, do strive to write in an encouraging and informational tone. As you write constructive report card comments, use encouraging language that focuses on the student’s opportunity for improvement.

For example, instead of describing a student struggling with listening as a “bad listener,” remark that the student “would benefit from listening more carefully.”

If appropriate, frame a negative comment in terms of what students are doing well -- and consider how this more successful characteristic can help them bolster performance in other areas.

4. Use a consistent format

Two teachers walking together in hall.

Lead your report card comments with the positive comments, followed by areas that need more attention.

Choosing the right format for reporting information will simplify the entire process, while resulting in a clearer and more organized final product.

If you are unclear about your school’s format for report cards, request samples or consult with other teachers or staff members to clarify.

5. Be honest

Teacher using tablet with student in class.

Being open and honest about a student’s performance requires tact and consideration with regard to how you  express  those comments. Be transparent, and remain mindful that your goal is to improve your students’ learning experience.

Openness and honesty are key to ensuring that experience is the best it can be. If possible, discuss what  intervention strategies  you can use to help improve the student’s learning outcomes. 

As elementary teacher Donna Donaghue remarks in her book  A Guide for Beginning Elementary Teachers: Getting Hired and Staying Inspired :

If there is a problem, most parents will be grateful to you for telling them and will want to help you correct it as soon as possible. Many problems that show up at school are also problems noticed at home, so your comments will not surprise parents. Ideally, at some point prior to receiving the progress report, parents have already discussed the problem with you.

6. Move on if you get stuck

no image

If you get stuck completing the comments for a particular student, move on to your other students and return to it later. You will likely have more trouble completing comments for students who have multiple areas needing further improvement and attention.

Feel free to move on and return to those students periodically or as you find the right language to express your insights.

7. Keep parents and guardians in mind

Teacher sitting with student in class.

While every report card comment is ultimately about your student, think of your students’ parents or guardians as much as possible and offer suggestions for their participation.

In fact, if you can, keep parents up to date on an ongoing basis. This will help ensure they don't get caught off guard by any of your comments.

As you make note of your students’ strengths and weaknesses, endeavor to include practical insights into how parents can involve and support their child at home. If possible, make reference to how you use  differentiated instruction  to support the student in question.

Simple examples of tips for parents include:

  • "Encourage your child to read. It doesn't have to be on your own either. Dedicating time before bed to read together can help make it seem like less of a chore."
  • "Find homework help for your child if needed. Myself and other parents who are also getting homework help for their child are great resources to get started."
  • "Ensure that your child completes their homework by creating a homework routine with your family where incentives like TV or computer time come after homework."
  • "Help your child with organization skills at home. If a room in your house could be tidier, try using that as an opportunity to sort things like toys or dishes and utensils."
  • "Help your child prepare for math tests by focusing their skills in addition and subtraction. If they don't like studying with traditional worksheets, try a digital game-based learning tool to help get them excited about the process."

As high school educator and teaching comprehension expert Anne Goudvis writes in her book Strategies That Work:

It is important that you include the parents in your comment so they know the child’s education is a joint mission. Sometimes you need to sound firm so that parents know you need their help and that you will not allow their child to continue inappropriate behavior.

8. Try not to repeat yourself

Teacher writing report card comments on desk.

It is unlikely that your students or parents will compare their report card comments, but it is still a best practice to aim for unique commentary for each student that reflects each, individual learning outcome.

9. Proofread, even if you don’t want to

Report card time is perhaps your busiest period of the year, and it is understandable that you want to simply get them over with.

Despite this, you should make sure to double check all your comments before hitting print and handing them out. All your communications to parents are a reflection of you as a teacher, and should mirror the care and attention you show your students in class.

10. Notify parents

no image

Make use of your school’s parent portal or email system to let parents know — as needed — that report card time is coming up.

This will help parents be prepared, and will also ensure that any important questions they may have are addressed before the final report cards are delivered.

Did you know?

If you're using Prodigy Math in your classroom, you can connect parents to follow their child's progress. A free parent account comes with a monthly report card and insights into classroom learning, helping them stay informed of how their child is doing in class. They can also send their child an encouraging message to cheer their child on as they play and practice skills in Prodigy!

11. Use specific examples with the help of direct observation

Student and teacher working together in class.

Record and use classroom anecdotes in your assessments. No matter how involved you are in your students’ progress, it can still be difficult to produce specific examples related to their performance if you haven’t recorded them along the way.

When you notice a positive or negative skill, ability, strength, or weakness in a class activity or assignment, be sure to note it down so that you may refer to it in your report card comments. Likewise, consider noting a sample of a student’s work every week or two.

To help with ease of access, keep ongoing files of this work in a personal folder or use a digital tool such as a Google Doc.

Putting this into practice is a time-saver and helps prevent last-minute stress. A strategy like direct observation and note-taking (as soon as possible) is far more reliable than trying to recall information and behaviors from weeks or months prior.

12. Try using tech to help

Writer's block happens to all of us, including teachers. If the report card comments in this article didn't help, fear not, there are still plenty of tools and resources to give you a helping hand.

One new option for teachers is using artificial intelligence (AI) to assist with report card ideas. For example, teachers can use tools like ChatGPT to generate examples for their specific needs.

When using chat technology, try to keep your prompt concise and easy to follow. A good template prompt to follow is:

"Write [number] report card comments for students studying [subject] in [grade]."

Here are some more specific examples to help get you started:

  • Write 50 report card comments for students studying social studies in 5th grade.
  • Generate 20 report card remarks commending a student for a positive attitude to learning.
  • Create 10 report card comments that focus on a student needing to improve their attitude to learning.

Alternatively, you can use spreadsheets and report card builders to manually piece together a report card based on a template of comments.

Important tip: When using AI chat technology, make sure you don't submit any personal details about you or your students. Instead let the tool use a placeholder like "Student".

Key considerations for report card comments at the end of the year

Report card comments should aim to deliver feedback to students and parents that is  personalized, detailed,  and  meaningful .

Teacher looking stressed at desk.

Writing report card comments doesn’t have to be stressful. Use these strategies to create livelier, more meaningful evaluations.

Effective report card comments emphasize and discuss:

  • The specific, notable strengths that a student has shown and should attempt to continue to show
  • The specific elements of knowledge, skills, and other outcomes recognized in the curriculum that are the most pertinent to a student’s achievement or development in the period of assessment
  • The major next steps for improvement that will: identify the student’s most important learning needs, offer next steps for students and offer specific recommendations for how parents and guardians can help the student’s learning habits and skills (or the development of those habits and skills)

Effective report card comments are personalized – customized to each, individual student – and discuss:

  • The student’s learning preferences, willingness to learn, and interests
  • Detailed evidence of learning or skill-development gathered from in-class observations, and/or student assignments

Effective report card comments are expressed with clear and simple phrasing, using:

  • An encouraging and/or positive tone
  • Language that is easy to understand for both students and parents, as opposed to educational jargon used from the curriculum

Report Card Comments: Final Thoughts

no image

Common Sense Education observes that "effective parent communication is crucial in helping students learn. But, for busy teachers it can be challenging just to keep up... Transparency and equity are key to managing any communication between home and school."

Personalized report card comments that are clear, precise, and meaningful are essential for informing students and their parents about what students have learned, what their strengths are and how they can effectively progress.

Among the pressure and deadlines of writing report cards, it can be helpful to keep these key goals in mind.

Get inspired by the report card comment examples — and strategies for success — above to ensure that precision, clarity, and meaning shine through in your report card comments.

When it comes time to hand out your report cards, you can do so with the full confidence that you are doing yourself — and each of your students — the justice your hard work deserves.

Gather student insights on Prodigy

Create or log in to your free teacher account on Prodigy — a standards-aligned, game-based learning platform that assesses student progress and performance as they play. Use Prodigy to motivate student learning, control the questions they answer as they play and collect student learning insights all year long.

"I have been looking for a quick and easy way to write report card comments for years and have finally found it. Wonderful!"    - Teacher's review, Google Read 380+ reviews at:  G o o g l e , facebook , T e s

   B     B     C  TV presenter, Jonathan Hare, Rough Science/Hollywood Science, app developer interview . No. 1 in G o o g l e for, " Best teacher reports app "

Report Comments for Teachers 500 files

Ads by Google

On this page:

50K Free Report Card Comments shared by teachers who use our app: Canada, UK, USA, Australia, NZ, India, China, UAE, Ireland, Philippines, Hong Kong, Qatar, Switzerland, Vietnam, Japan, Singapore, IB PYP MYP DP, IGCSE, +more local and international curriculums ... use with our highly-rated, free, online report card generator, School Report Writer dot COM - avg. teacher rating 4.9/5, 386 reviews.

School Report Writer dot COM was created by Linden Rowland in 2012 and has been continuously developed since, in consultation with thousands of teachers around the world. Recently we launched our industry-leading, gender-neutral option that automatically corrects the grammar.

report comment bank year 3

Feedback and support Always happy to help

[email protected] Notes: • we usually reply the same day, often within an hour . • add this address to your contacts, check your spam folder. • if emailing from a school, your firewall may block our replies. Try a personal email account or message us via facebook or twitter .

  • Try for free

Report Card Comments for Math

TeacherVision Staff

Overall Performance and Improvement

Positive Comments:

___________ has a good attitude towards the math work at this grade level. Please continue to work on ___________ daily.

At this point, ___________ has successfully learned _____________. [He/she] is now able to start a daily practice of ____________.

___________ has a true enthusiasm and gift for math. His effort is reflected in his high grades. He is also an excellent classmate, as he frequently assists other students with concepts.

___________ has shown impressive progress in understanding complex math concepts. [His/her] consistent effort is commendable.

___________ has shown a clear improvement in [his/her] math skills this term. The consistent practice is paying off, keep it up!

___________ displays a positive approach towards problem-solving tasks in math. [His/her] willingness to tackle challenging problems is noteworthy.

Needs Improvement Comments:

___________ has worked hard in math this quarter. However, [his/her] progress has been slower than I would have liked. Can we meet to discuss some helpful strategies?

___________ would benefit from more practice with ___________. If possible, could you please spend some time daily on this skill?

It would be helpful if ___________ practiced _______________ daily.

___________ is struggling with motivation in learning math. I know [he/she] can put in more effort than [he/she] has been recently. If possible, could you please reinforce this?

___________ still needs strengthening in the concept of ___________.

___________ is having trouble with many of the basic math skills. Can we meet to discuss some helpful strategies?

report card comments and grading essentials kit

Looking for more report card comment examples?

Download or purchase over 90+ pages of grading comments examples, tips, and advice for managing student grades.

Understanding of Concepts

___________ shows excellent understanding of mathematical concepts, which is reflected in [his/her] problem-solving abilities.

___________ consistently demonstrates a deep comprehension of all math topics we've covered.

___________ has a strong grasp of mathematical concepts and can apply them creatively in different contexts.

___________ demonstrates a robust understanding of concepts, consistently making connections between different areas of math.

___________ effectively translates their understanding of mathematical concepts into accurate and efficient problem-solving.

___________ often struggles to apply mathematical concepts to solve problems. Additional practice could be beneficial.

___________ seems to have difficulty understanding some of the math concepts we've covered. Extra support may be helpful.

___________ frequently makes mistakes that indicate a misunderstanding of key math concepts.

___________ has trouble relating mathematical concepts to real-world applications. More practice in this area could be beneficial.

___________ often seems confused when trying to apply math concepts during problem-solving. Additional review and practice might help solidify understanding.

Problem Solving Skills

___________ consistently demonstrates strong problem solving skills in math.

___________ effectively applies various strategies to find solutions to complex math problems.

___________ shows a clear ability to break down problems and work through them step by step.

___________ often comes up with multiple approaches to solve a single problem, showing great flexibility in [his/her] thinking.

___________ consistently shows perseverance in solving challenging problems and doesn't give up easily.

___________ often struggles when faced with complex math problems and could benefit from extra practice.

___________ tends to give up quickly when faced with challenging problems. Encourage perseverance and trying different strategies.

___________ often overlooks important details in problems, leading to incorrect solutions. More careful reading and analysis could be beneficial.

___________ struggles with applying learned strategies to new problems. Continued practice is needed.

___________ has difficulty in breaking down complex problems into smaller, manageable steps. Working on this skill could improve [his/her] problem-solving abilities.

Arithmetic and Operations

___________ demonstrates strong skills in arithmetic and handles complex operations with ease.

___________ has shown impressive improvement in arithmetic operations this term. Keep up the good work!

___________ has a solid understanding of basic arithmetic concepts and applies them correctly in problem-solving.

___________ is able to accurately perform arithmetic operations, even under time pressure.

___________ excels in arithmetic operations and consistently produces accurate results.

___________ often makes errors in arithmetic calculations. More practice would be beneficial.

___________ struggles with complex arithmetic operations and could benefit from additional support.

___________ has difficulty remembering the steps in long division. Continued practice at home would be helpful.

___________ struggles with basic arithmetic operations. Regular practice will help reinforce these skills.

___________ tends to rush through arithmetic operations, leading to errors. Encourage them to take their time and double-check [his/her] work.

Arithmetic and Operations — Elementary School Comments

At this point, ___________ has successfully learned all of the addition facts through ten. [He/she] is now able to start regular practice of the subtraction facts through ten.

___________ has done well learning the multiplication table.

___________ understands the plus, minus, and equal signs, and uses them to make number statements.

___________ understands and uses basic facts of addition and subtraction.

___________ can use manipulatives to add and subtract.

___________ can [add/subtract/multiply/divide] basic fractions.

However, it would be helpful if ___________ practiced [his/her] multiplication facts regularly.

___________ has difficulty retaining math processes of addition, etc.

Arithmetic and Operations — Middle School Comments

___________ understands basic equations and can solve for one variable.

___________ understands basic equations and can solve for multiple variables.

___________ can [add/subtract/multiply/divide] advanced fractions and mixed numbers.

___________ understands and can solve [pre-algebraic/algebraic] expressions and equations.

___________ exhibits proficiency in using order of operations to simplify expressions.

___________ is successful at applying properties of operations when simplifying algebraic expressions.

___________ struggles with understanding the concept of ratios and proportional relationships.

___________ is showing improvement in solving real-world math problems involving percentages.

Numbers and Number Sense

___________ has a solid understanding of number concepts and applies them effectively.

___________ uses number sense to solve problems and justify solutions effectively.

___________ demonstrates a strong ability to identify and work with number patterns.

___________ has made significant progress in understanding and applying number concepts.

___________ consistently shows a clear understanding of place value in [his/her] work.

___________ is having difficulty understanding the concept of place value.

___________ struggles with identifying and working with number patterns.

___________ needs to work on [his/her] understanding of number concepts and their application.

___________ often confuses number facts and needs to practice more.

___________ needs to improve [his/her] ability to use number sense in problem-solving.

Numbers and Number Sense — Elementary School Comments

___________ can work with numbers up to ___ with understanding.

___________ is still reversing some numbers.

___________ understands place value up to _____.

___________ can use manipulatives to show place value to _____.

___________ can count to ______.

___________ relies heavily on concrete objects.

___________ is beginning to memorize the number facts.

___________ does not know [his/her] math facts well.

Numbers and Number Sense — Middle School Comments

___________ understands and can represent [basic/intermediate/advanced] fractions.

___________ understands the basic concepts of decimal notation.

___________ understands and can [add/subtract/multiply/divide] using decimal notation.

___________ knows how to identify and work with number patterns.

___________ demonstrates proficiency in the use of scientific notation.

___________ shows excellent understanding of square roots and exponents.

___________ is skilled in rounding and estimating large numbers.

___________ effectively applies the principles of probability in problem-solving scenarios.

Money and Measurement

___________ has shown a deep understanding of the concepts of money and measurement. [He/She] can accurately use different units of measurement and understand the value of different currencies.

___________ has done exceptionally well in understanding and applying the concept of measurements in practical situations.

___________ shows a strong ability to convert between different units of measurement.

___________ has demonstrated a strong understanding of the value of money and can make accurate calculations involving money.

___________ has a solid grasp on time measurements and can accurately tell the time using both digital and analog clocks.

___________ is struggling with the concept of measurements; further practice and understanding are required.

___________ needs to work on understanding the value of money and how to calculate with it.

___________ often confuses units of measurement and could benefit from additional practice.

___________ has difficulty with time measurements and could use more practice reading clocks.

___________ struggles with applying measurement concepts in practical scenarios and could benefit from additional real-world examples.

Money and Measurement — Elementary School Comments

___________ understands the basics of money and coins (pennies, dimes, nickels).

___________ understands the types of currency (pennies, dimes, nickels, quarters, dollars).

___________ understands how to use coins and bills of different denominations to pay for items and make change.

___________ understands and can use basic units of measure for length, width, and height, including [inches/feet/centimeters/meters].

___________ understands and can use basic units of measure for volume, mass, and weight, including [ounces/pounds].

___________ understands and can use basic units of measure for distance of travel [and/or} time, including [feet/yards/miles, seconds/minutes/hours].

___________ understands and can use basic units of measure for temperature, including [Fahrenheit].

___________ knows how to tell time by reading a clock, and can effectively use seconds, minutes, and hours to describe time.

___________ can use a ruler to measure [inches/feet/yards].

___________ effectively uses common measurement tools including [ruler, protractor, scale, thermometer, clock] to solve measurement problems.

Money and Measurement — Middle School Comments

___________ understands the basics of financial literacy and the role of currency in personal and economic affairs.

___________ understands and can use basic units of measure for length, width, and height, including [meters].

___________ understands and can use basic units of measure for volume, mass, and weight, including [tons/kilograms].

___________ understands and can use basic units of measure for distance of travel [and/or} time, including [kilometers, hours].

___________ understands and can use basic units of measure for temperature, including [Centigrade].

___________ can use a ruler to measure [milimeters/centimeters/meters].

___________ has learned how to convert U.S. measurements to metric measurements, including [milimeters/centimeters/meters/kilometers, kilograms, Centigrade].

_______ has a strong understanding of geometric concepts and applies them effectively in problem-solving.

_______ shows an impressive ability to identify and work with shapes and angles.

_______ demonstrates a keen understanding of [2D and/or 3D] shapes.

_______ excels in applying geometric principles to real-world problems.

_______ consistently demonstrates a clear understanding of [area/perimeter/volume].

_______ often confuses different types of angles and shapes. More practice would be beneficial.

_______ is struggling with the concept of volume and could benefit from additional exercises.

_______ has difficulty understanding and applying the concept of area.

_______ struggles with identifying and applying geometric principles in problem-solving tasks.

_______ often makes errors when trying to calculate the perimeter of complex shapes.

Geometry — Elementary School Comments

_______ knows the basic shapes.

_______ understands the differences between 2-dimensional and 3-dimensional shapes.

_______ knows the basic angles and types of triangles.

_______ understands the basic concept[s] of [area/perimeter].

_______ understands the basic concept[s] of [volume/mass].

_______ understands and can use the basic concept[s] of [area/perimeter] to solve problems.

_______ understands and can use the basic concept[s] of [volume/mass] to solve problems.

Geometry — Middle School Comments

_______ understands and can use the basic concept[s] of [points/lines] to solve problems.

_______ understands and can use advanced geometric concepts to solve problems.

_______ demonstrates a strong ability to identify, compare, and analyze shapes and their properties.

_______ excels in calculating the area and volume of complex geometric figures.

_______ can apply the principles of symmetry, congruence, and similarity in geometric problems.

_______ displays a deep understanding of coordinate plane concepts and can plot points accurately.

_______ is proficient in using geometric formulas and theorems to solve algebraic equations.

Graphs and Charts

_______ can create graphs using simple data.

_______ understands several methods of graphing.

_______ can effectively synthesize and present complex data in [bar graphs, line graphs, pie charts, visualizations, tables], and explain correlations.

_______ skillfully interprets graphical data and uses it to inform problem-solving strategies.

_______ exhibits a strong ability to construct and analyze scatter plots and understands their relationship with linear equations.

_______ often struggles with interpreting data from graphs and charts. Working on this at home would be beneficial.

_______ needs to improve [his/her] ability to construct accurate and meaningful graphs from given data.

_______ frequently has difficulty understanding the correlation between variables in a scatter plot. More practice with this concept would be helpful.

_______ should work on using graphs and charts effectively to support problem-solving strategies.

_______ has trouble creating pie charts and bar graphs accurately. Continued practice in this area is needed.

Participation in Class

___________ actively participates in all class discussions and regularly contributes valuable insights.

___________ is always eager to answer questions in class, showing a great understanding of the subject.

___________ often takes the lead in group activities, demonstrating strong leadership skills.

___________ consistently engages with the lesson and asks thoughtful questions.

___________ effectively collaborates with peers during group work, demonstrating team spirit.

___________ rarely participates in class discussions. Encouraging more active engagement would be beneficial.

___________ often hesitates to ask questions, even when struggling with a concept. Remind them that asking for clarification is part of learning.

___________ tends to work alone during group activities. Encouraging teamwork might enhance their learning experience.

___________ often seems distracted during class. Focusing on the lesson can significantly improve their understanding.

___________ seldom contributes to class discussions. More active participation would be beneficial.

Work Habits

___________ shows a strong interest in math and actively engages in-class activities.

___________ regularly contributes to class discussions with insightful questions and comments.

___________ demonstrates a solid understanding of math concepts during group work and discussions.

___________ takes initiative to help others understand difficult math concepts.

___________ consistently completes math assignments on time and shows a high level of dedication.

___________ rarely engages in math-related discussions. Encourage more active participation.

___________ often appears distracted during math lessons. More focus would be beneficial.

___________ struggles to meet deadlines for math assignments. Better time management could help.

___________ rarely asks for help, even when struggling with math concepts. Encourage asking questions.

___________ tends to work independently, even during group activities. More teamwork is needed.

Use of Tools and Strategies

___________ effectively uses a variety of tools and strategies to solve math problems.

___________ consistently applies learned strategies to new math challenges.

___________ demonstrates a strong ability to choose suitable tools for different math tasks.

___________ is adept at using technology to enhance [his/her] understanding in math.

___________ skillfully applies a range of strategies to understand complex math concepts.

___________ struggles with selecting the appropriate strategy for problem-solving tasks.

___________ could benefit from a wider range of strategies to approach math problems.

___________ often relies on one strategy, even when it may not be the most efficient.

___________ has difficulty in using mathematical tools effectively.

___________ could improve in utilization of technology to aid in understanding math.

More Report Card Comments and Phrases.

Featured High School Resources

Classroom Games Templates Kit for Grades 5-12

Related Resources

Report Card Comments & Phrases: End of the Year

About the author

TeacherVision Staff

TeacherVision Editorial Staff

The TeacherVision editorial team is comprised of teachers, experts, and content professionals dedicated to bringing you the most accurate and relevant information in the teaching space.

sandbbox logo

U.S. flag

An official website of the United States government

Here’s how you know

The .gov means it’s official. Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.

The site is secure. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

Consumer Alerts

Did you have a lasik consultation with lasikplus or joffe medicenter you might be eligible for a refund..

View all Consumer Alerts

Get Consumer Alerts

Credit, Loans, and Debt

Learn about getting and using credit, borrowing money, and managing debt.

View Credit, Loans, and Debt

What to do if you can’t make car payments

Jobs and making money.

What to know when you're looking for a job or more education, or considering a money-making opportunity or investment.

View Jobs and Making Money

Job scams targeting college students are getting personal

Unwanted calls, emails, and texts.

What to do about unwanted calls, emails, and text messages that can be annoying, might be illegal, and are probably scams.

View Unwanted Calls, Emails, and Texts

Fake shipping notification emails and text messages: What you need to know this holiday season

Identity theft and online security.

How to protect your personal information and privacy, stay safe online, and help your kids do the same.

View Identity Theft and Online Security

  • Search Show/hide Search menu items Items per page 20 50 100 Filters Fulltext search

Think you know what the top scam of 2023 was? Take a guess

Facebook

Every day people report to the FTC the scams they spot. Every year, the FTC shares the information we collect in a data book which tells a story about the top scams people tell us about – so we can all spot and avoid them.

The Data Book tells us that people lost $10 billion to scams in 2023. That’s $1 billion more than 2022 and the highest ever in reported losses to the FTC – even though the number of reports (2.6 million) was about the same as last year. One in four people reported losing money to scams, with a median loss of $500 per person. And email was the #1 contact method for scammers this year, especially when scammers pretended to be a business or government agency to steal money.

Here are other takeaways for 2023:

  • Imposter scams. Imposter scams remained the top fraud category, with reported losses of $2.7 billion. These scams include people pretending to be your bank’s fraud department, the government, a relative in distress, a well-known business, or a technical support expert.
  • Investment scams . While investment-related scams were the fourth most-reported fraud category, losses in this category grew. People reported median losses of $7.7K – up from $5K in 2022.
  • Social media scams . Scams starting on social media accounted for the highest total losses at $1.4 billion – an increase of 250 million from 2022. But scams that started by a phone call caused the highest per-person loss ($1,480 average loss).
  • Payment methods . How did scammers prefer that people pay? With bank transfers and payments, which accounted for the highest losses ($1.86 billion). Cryptocurrency is a close second ($1.41 billion reported in losses).
  • Losses by age . Of people who reported their age, younger adults (20-29) reported losing money more often than older adults (70+). However, when older adults lost money, they lost the most.

Check out the graphic for the top scams of 2023. Read the 2023 Data Book for more details and to learn what happened in your state.

A scammy snapshot of 2023

Want to protect yourself, your loved ones, and your communities from scams? Go to ReportFraud.ftc.gov to report fraud. Reports like yours help law enforcement take action with education and enforcement. By reporting what you see and experience, you can help protect your community.

Add new comment

Read our privacy act statement.

It is your choice whether to submit a comment. If you do, you must create a user name, or we will not post your comment. The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. Comments and user names are part of the Federal Trade Commission’s (FTC) public records system, and user names also are part of the FTC’s  computer user records  system. We may routinely use these records as described in the FTC’s  Privacy Act system notices . For more information on how the FTC handles information that we collect, please read our privacy policy .

Read Our Comment Policy

The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Your thoughts, ideas, and concerns are welcome, and we encourage comments. But keep in mind, this is a moderated blog. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We expect commenters to treat each other and the blog writers with respect.

  • We won’t post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions.
  • We won’t post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups.
  • We won’t post threats, defamatory statements, or suggestions or encouragement of illegal activity.
  • We won’t post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses. To file a detailed report about a scam, go to ReportFraud.ftc.gov.

We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. The comments posted on this blog become part of the public domain. To protect your privacy and the privacy of other people, please do not include personal information. Opinions in comments that appear in this blog belong to the individuals who expressed them. They do not belong to or represent views of the Federal Trade Commission.

Thank you for sharing information that I was not aware of. When people take pleasure in being deceitful! You can no longer trust in laws (especially) or your own family. The more J know the more I am aware of protecting myself and helping others as well!!

I think Congress should pass a bill to penalize the scammers.

In reply to I think Congress should pass… by Hi Nguyen

Thoroughly agree with Nguyen- scammers should be punished/penalized for their crimes. If Congress is required to do so, then Congress should pass the necessary laws to make this happen. Peter

In reply to Thoroughly agree with Nguyen… by Peter

You’re right

I think there are laws but the problem is finding out who and where they are.

In reply to I think there are laws but… by Wren

If they would hold some of the social media platfroms accountable for thier lack of care about any of these issues it would help a lot. Hackers are allowed to use accounts to scam people freely.

Yes definitely they should put them in jail longer than other crimes because it affects you mentally and socially more than a in person crime . This is because you do not know in reality who did the scam. The scammers are working with the person in the scam to rob you. Is gang stalking.

Can’t penalize foreign nationals who reside in foreign countries unfortunately

what a great idea. Robocalling already is illegal but doesnt seem to stop them. MOST coming from Jamacia. Only reason I know that is b.c I did the no no of calling back and it was on my phone bill

Thank you for the information!

I’m surprised that text messages wasn’t listed as a means of fraud or attempted fraud. I get phishing texts the most, followed by phone calls. Lately, I’ve received a few emails with a PDF attachment that is an alleged invoice. I don’t open it. It’s very interesting to watch the scammers attempts to get information or money from me. I’m already a victim of identity theft due to some major data breaches in 2021 to current, so I’m especially careful.

In reply to I’m surprised that text… by MN

Absolutely agree with MN. The phone calls start at 8:30 AM with so-called Medicare plans, or now it's Credit help! 99% of the time I don't answer. It doesn't stop there text comes in with "Hello how are you?" From some unknown number. I print them out in the event that someday I can help catch these creeps.

In reply to Absolutely agree with MN… by Bette Burton James

Bette if you receive the calls on your mobile phone you can block them. If you have an iphone, after the call ends, go to RECENTS, click on the i (information) button, scroll down to the end of the info and click on Block this Caller Forewarning though, they just have another number they can use :-\ Any number you don't recognize, don't answer . . . if it's legit, there should be a message, no message it's not legit. Unfortunately this doesn't stop the robocalls - I've blocked over 1,000 on my iphone in the last year. Good luck!

I've been gettng over 50 "lewd and suggestive" emails every day. I have blocked these and as of this morning there were over 199. Can this list be sent directly? They are insulting, and I would rather forward this to you, if possible.

Enid Hurwitz

In reply to I've been gettng over 50 … by Enid Hurwitz

call the opt out # for robocalls.... google it, it's everywhere... there must be an opt out for spam emails also. ask FTC and FCC and any other agency to report. This may stop it completely...if you're serious. sounds awful. good luck!

Thank you. Very important info!

So, My comment is simple---why isn't there more done to stop this? You have the most sophisticated people people working within the US---there should be a cure for this--shame on America for not having the answer!!!

In reply to So, My comment is simple--… by Deborah K Grimm

if this govt wold only pay folks like Snowden more than they've already made, have him and those like him work for the gov, we'd be In much better shape.

I have brighten a few items on line and got scared. It is hard to tell the difference between a legit company and a phoney one.

My 90 year old trusting and naive Mom has been sending 50 + small checks a month to various 'non-profits' associated with USA Cash Draw and other socalled million dollar sweepstakes. The operation is associated with many unfamiliar 'non-profits', giving her the idea that she is helping folks while assuring she will win at least one of the 20,000 prizes. She does not read the fine print, which has a deadline for a specific draw. However, she is already in the habit of sending 'gifts'. Examples are Citizens behind the badge, advancing American freedom, Fund for integrative Cancer treatment and some familiar ones like Am Against Drug abuse.

A second issue is all the political solicitations (she gets six to 12 inch stacks of mail per day. Some scare tactics of Lawyers requesting money - "they have put her on an important congressional committee" that leads her to believe without her money the political job wont get done. I think This is abusive of her and misuse/disrespectful of free speech. Nevertheless, being a generious person and wanting to help, all the solicitation become a burden and upsetting to this senior. Help!

Thank you Patricia Sargent

thanks for the great work you do....I am seeing lots of iCloud scammers trying to get me to reply to emails saying I have won a prize from big name companies like CVS, Lowes, etc .,,, I delete but would like to start reporting these....I am trying but can't figure out an easy way to report these scammers.

In reply to thanks for the great work… by Bess H Parks

Most big companies have email addresses you can forward scam emails to. You can open the companies' legit webpage & search for scam addresses or customer service. Always good to report to FTC as well.

I would add aggressive sales practices from car dealers to the list, the CARS act does not go far enough to protect consumers.

Publishers clearing house scammers keep calling my home. I cuss them out,hang up on them,etc. and it doesn't stop them from calling.

Thought ID theft has highest losses. ?

Why don't we have a govenment service to locate, arrest and shut them down.

Thank you for this information. We seniors are particularly vulnerable to scammers, and this helps us a lot.

I just contacted the FTC because I got a scam e-mail telling me my Social Security Number was used for Drug Trafficking in Texas and New Mexico! I don't even live anywhere these states! FYI... NEVER click on or open these scam e-mails!

I hope law enforcement is treating this like the huge crime wave it is. It is more than an inconvenience or annoyance. I hear stories of people loosing their life savings.

In reply to I hope law enforcement is… by Nancy Sheran

I agree, it should be considered a form of terrorism tbh. It's attacking US citizens and instilling fear and threatening, isn't that supposed to be terrorism? Whoever is the kingpin of these things should be sent to Guantanamo. It's costing tax payer dollars, counted a ton of the victims are on public assistance. So if our legislation doesn't think this is an attack on us from foreign soil and domestic. They are not thinking or looking at this bigger picture. Our economy is suffering because of scammers on this global scale and something definitely needs to be done. Educate citizens, if you're on public assistance maybe there should be restrictions on the monetary usage? Someone needs to come up with a logical bill for us to vote on. This is getting extreme especially with the ones SWATTING grandma. THAT IS USING OUR OWN DEFENSES TO INSTILL TERROR ON CITIZENS! So yes, I agree with you.

I report most of the email scams, but it takes time. It would be much easier if your program would allow us to forward these without going through the reporting portal. It is a constant battle. I have a call screen on my phone so never answer something I don't recognize, but I have seen texts that I have to block as I know they are scams. There really needs to be a crack down task force working on this. Lots of them are from out of the country.

Emails for payments to Geek Squad, Renewal charges for anti-virus programs like McAfee & Norton, I've dumped & blocked hundreds of them.

It is basically impossible to block the spam emails. Yes, they can be reported to the FTC but only individually, and the form is time consuming. EVERY spam email will have a different phony “From” email, even if there are multiple ones that appear to be from the same sender with same subject matter. There is absolutely no way to stop them. All advice says to just delete them - don’t open or reply. I was getting over 1000 spam emails daily, but interestingly that dropped to about 100-150 daily when I got a new phone. I check and group delete several times a day. Text messages (phone numbers) can at least be blocked. I also refuse cookies or modify them to “strictly necessary”; turning off all marketing and promotional settings. I agree that more aggressive measures are needed.

I have been getting emails from different vendors like Norton security thanking me for the purchase of their service on the day and time of the transaction mostly everyday with different names on them with a phone number for me to call them if I have any questions of the transaction. I just delete them and I have not reported them yet but I will now. Another thing that I have experienced is mostly all the people who walk in front of my door to try to sell some product or service without any proof of the company they represent are fraud and try to get my name and phone number for them to call me later but I do not give it to them. I do not trust no one at all. I get phone calls wanting to know if I have any Master Card and ask me to give them my name and date of birth to make sure it is me and I just hang up on them. I hope this helps somebody and make sure to put a Fraud Alert on your credit report with any of the 3 Credit Bureaus Like Experian.

Consumer education has no chance against fear and greed so ignorance and naivete will continue. Perhaps if the telco's had strong protection against SIM swaps and banks provided more than the weakest forms of 2FA we might have a fighting chance before the data brokers sell our PII to anyone with a credit card.

Please include Scam GAMES claiming PayPal or Cash App payouts. I've followed the game rules and watched HUNDREDS of ads, and as soon as I reached enough to get paid, the site stalls never to reopen, or they want you to do tasks, like spin the wheel 100 times and the error page pops up saying come back tomorrow day after day... granted all that is lost is time, but time is money!

Someone called me today at 5:28 PM, on February 14th, from: caller ID; YELLOWST, 1-307-227-9080, and ask if this was Stephen? They said "Stephen, is this Stephen", I replied "yes this is Stephen". They said then "have a good rest of your day" and abruptly hung up. I searched the number on the internet to try to find out who it was, could not find anything out without paying a fee. So I called them back within about three minutes, it rang a few times then went to a busy signal, I tried twice later that same evening, and got the same answer. I am wondering what kind of scam this is.

How can I know this site isn't a scam?

  • Election 2024
  • Entertainment
  • Newsletters
  • Photography
  • Press Releases
  • Israel-Hamas War
  • Russia-Ukraine War
  • Latin America
  • Middle East
  • Asia Pacific
  • AP Top 25 College Football Poll
  • Movie reviews
  • Book reviews
  • Financial Markets
  • Business Highlights
  • Financial wellness
  • Artificial Intelligence
  • Social Media

China cuts key interest rate in the latest move to boost its ailing property sector

A woman walks by China's central bank, or the People's Bank of China in Beijing, Tuesday, Feb. 20, 2024. China's central bank announced it cut its five-year loan prime rate while leaving its one-year rate unchanged. (AP Photo/Andy Wong)

A woman walks by China’s central bank, or the People’s Bank of China in Beijing, Tuesday, Feb. 20, 2024. China’s central bank announced it cut its five-year loan prime rate while leaving its one-year rate unchanged. (AP Photo/Andy Wong)

People tour by a deserted shopping mall in Beijing on Monday, Feb. 19, 2024. China’s central bank announced Tuesday, Feb. 20 that it cut its 5-year loan prime rate while leaving its one-year rate unchanged in the latest move apparently aimed at easing pressures on the ailing property market. (AP Photo/Andy Wong)

A trash collecting worker walks by maintaining worker replacing lights near vacant shop at a deserted shopping mall in Beijing on Monday, Feb. 19, 2024. China’s central bank announced Tuesday, Feb. 20 that it cut its 5-year loan prime rate while leaving its one-year rate unchanged in the latest move apparently aimed at easing pressures on the ailing property market. (AP Photo/Andy Wong)

A woman jogs past China’s central bank, or the People’s Bank of China in Beijing, Tuesday, Feb. 20, 2024. China’s central bank announced it cut its five-year loan prime rate while leaving its one-year rate unchanged. (AP Photo/Andy Wong)

  • Copy Link copied

report comment bank year 3

BANGKOK (AP) — China’s central bank announced Tuesday that it cut its 5-year loan prime rate while leaving its 1-year rate unchanged in the latest move to ease pressures on the ailing property market.

The 5-year rate was lowered by 0.25 basis points to 3.95% while the 1-year rate remains at 3.45%. It was the first time the 5-year rate was cut since May, and analysts said it was the largest cut on record for that rate.

Since markets reopened Monday after a weeklong Lunar New Year holiday break, state-owned banks have announced a flurry of plans for billions of dollars worth of loans to support developers struggling after a crackdown on excessive borrowing.

“On its own it will not revive new home sales. But coupled with efforts to provide increased credit support to developers, today’s cut should help to reduce pressure on the property sector somewhat,” Julian Evans-Pritchard of Capital Economics said in a commentary.

A person takes photograph an electronic stock board showing Japan's Nikkei 225 index at a securities firm Thursday, Feb. 22, 2024, in Tokyo. Japan’s benchmark Nikkei 225 index surged Thursday past the record it set in 1989 before its financial bubble burst, ushering in an era of faltering growth. (AP Photo/Eugene Hoshiko)

The surprise cut to the 5-year LPR could improve affordability for buyers by lowering the mortgage rates, said Lynn Song of ING Economics.

China’s economy, the world’s second largest, depends heavily on the property sector to drive growth and provide employment. Since the crackdown on what the leadership viewed as dangerous levels of borrowing in a housing bubble, dozens of developers have defaulted on their debts. Many others are struggling to recover.

But Song said the People’s Bank of China has limited room to maneuver given downward pressure on the Chinese yuan at a time when Western central banks have not yet begun cutting rates.

By cutting only one of the two main rates, the authorities were signaling their determination to use a targeted approach to supporting the economy, said Louise Loo of Oxford Economics.

“The size of today’s move also reveals — in our view — a genuine concern among Beijing policymakers that the ‘incremental’ slow-drip of policy easing implemented thus far has had little impact,” Loo said in a report.

There was a muted reaction in Chinese markets, with the benchmark Shanghai Composite index gaining 0.4% on Tuesday. Hong Kong’s Hang Seng index fell 0.3%.

The 1-year rate is the benchmark for most personal and corporate loans.

Analysts noted that the problems in the property industry don’t hinge mainly on interest rates but reflect longer-term problems.

Even though mortgage rates have fallen somewhat, housing sales have continued to decline, Evans-Pritchard noted.

Market watchers have said investors are eager to see stronger action by Beijing to support the housing market and markets.

Managing expectations is a big part of that, Stephen Innes of SPI Asset Management said in a report, given that the government appears more likely to stick to piecemeal measures as it prioritizes developing advanced technologies and keeping the economy stable.

Regulators have also been maneuvering to instill greater confidence in China’s stock markets, which have languished in the past several years.

A statement by the market watchdog, the China Securities Regulatory Commission, said officials met over the weekend to consider how to reinvigorate the markets.

The CSRC reiterated pledges to punish market abuses such as insider trading, exclude unqualified companies and improve investment returns.

The aim, it said, is to ""effectively protect the legitimate rights and interests of investors, especially small and medium-sized investors, and maintain an open, fair and just market order.”

ELAINE KURTENBACH

BleepingComputer.com logo

Bank of America warns customers of data breach after vendor hack

Sergiu gatlan.

  • February 12, 2024

Bank of America

Bank of America is warning customers of a data breach exposing their personal information after Infosys McCamish Systems (IMS), one of its service providers, was hacked last year.

Customer personally identifiable information (PII) exposed in the security breach includes the affected individuals' names, addresses, social security numbers, dates of birth, and financial information, including account and credit card numbers, according to details shared with the Attorney General of Texas.

Bank of America serves approximately 69 million clients at over 3,800 retail financial centers and through approximately 15,000 ATMs in the United States, its territories, and more than 35 countries.

A Bank of America spokesperson declined to comment when BleepingComputer reached out for more details and asked us to connect with Infosys McCamish.

While Bank of America has yet to disclose how many customers were impacted by the data breach, an IMS breach notification letter filed with the Attorney General of Maine on behalf of Bank of America revealed that a total of 57,028 people were directly impacted.

"Or around November 3, 2023, IMS was impacted by a cybersecurity event when an unauthorized third party accessed IMS systems, resulting in the non-availability of certain IMS applications," the data breach notification says .

"On November 24, 2023, IMS told Bank of America that data concerning deferred compensation plans serviced by Bank of America may have been compromised. Bank of America's systems were not compromised."

"It is unlikely that we will be able to determine with certainty what personal information was accessed as a result of this incident at IMS."

LockBit claims ransomware attack on IMS

The November security breach led to a "non-availability of certain applications and systems in IMS," as explained when the incident was first disclosed in a filing with the U.S. Securities and Exchange Commission.

On November 4th, the LockBit ransomware gang claimed responsibility for the IMS attack , saying that its operators encrypted over 2,000 systems during the breach.

Infosys entry on LockBit's leak site

The LockBit ransomware-as-a-service (RaaS) operation came to light in September 2019 and has since targeted many high-profile organizations, including the UK Royal Mail , the Continental automotive giant , the City of Oakland , and the Italian Internal Revenue Service .

In June, cybersecurity authorities in the United States and partners worldwide released a joint advisory estimating that the LockBit gang has extorted at least $91 million from U.S. organizations following roughly 1,700 attacks since 2020.

Infosys, IMS' parent company, is a multinational IT consulting and services provider giant with over 300,000 employees and clients in over 56 countries.

An Infosys spokesperson has yet to respond to a BleepingComputer request for confirmation of LockBit's claims and further information about the security breach.

Bank of America customers' financial account information, credit card, social security, and/or other unique government-issued identification numbers handled by leading accounting firm Ernst & Young were also exposed after the service provider's MOVEit Transfer platform got breached in May 2023  by the Clop cybercrime gang.

"Bank of America has informed us that its systems and servers were not impacted by this event,"  Ernst & Young disclosed  in a filing with the Maine Attorney General, revealing that the May 2023 incident affected 30,210 individuals.

Update February 13, 03:24 EST:  Bank of America declined to comment.

Related Articles:

ScreenConnect servers hacked in LockBit ransomware attacks

LockBit ransomware secretly building next-gen encryptor before takedown

US offers $15 million bounty for info on LockBit ransomware gang

Police arrest LockBit ransomware members, release decryptor in global crackdown

LockBit ransomware disrupted by global police operation

  • Bank of America
  • Data Breach
  • Security Breach
  • Previous Article
  • Next Article

BBDogs Photo

BBDogs - 1 week ago

I've had BOA for so long and it has been great but now that my income has dropped I am feeling the fees plus there are hardly any branches open. I'd go with Self or any other bank that doesn't charge fees. Be sure to read the small print. It's difficult to change banks when you have set up payments and deposits plus it could effect your credit rate. I honestly think BOA is going after those with higher balances and is confirming to online banking but it's fees haven't changed. Capital One is now much better than BOA. BOA is pricing itself out of many market segments and derogatory articles aren't helping it's stock price or long fought reputation. Welcome to 2024

Post a Comment Community Rules

You need to login in order to post a comment.

Not a member yet? Register Now

You may also like:

Ransomware

Critical infrastructure software maker confirms ransomware attack

VMware

VMware urges admins to remove deprecated, vulnerable auth plug-in

Sign in with Twitter button

Help us understand the problem. What is going on with this comment?

  • Abusive or Harmful
  • Inappropriate content
  • Strong language

Read our posting guidelinese to learn what content is prohibited.

Money latest: Big drop in energy bills expected to be announced at 7am on Friday

Based on wholesale costs, the cap is expected to fall to £1,656 per year for a typical dual-fuel household - a 14% decrease from the current level. Read this and more in the Money blog, your place for consumer and economic news. Listen to the latest Ian King podcast as you scroll.

Thursday 22 February 2024 21:53, UK

  • New energy price cap announced 7am on Friday - with 14% drop predicted
  • HSBC increasing mortgage rates | NatWest follows
  • The jobs offering huge 'signing on' bonuses - including at Tesco, NHS, Megabus and schools
  • 61 UK firms trialled four-day week - 54 have kept it going
  • Stealth tax behind jump in income tax receipts
  • Savings Guide : Should you lock your money away in a fixed-rate bond?
  • Cheap Eats : Michelin Guide chef picks favourites in South Yorkshire

Respected predictor Cornwall Insight has released its final prediction for Friday's energy price cap announcement. 

Based on wholesale costs, the cap is expected to fall to £1,656 per year for a typical dual-fuel household - a 14% decrease from the current level.

The current price cap sits at £1,928 a year for a typical household.

Although this means energy bills will get cheaper, this prediction is slightly higher than the previous forecast from Cornwall Insight.

It previously said the cap was likely to drop 15% to £1,635.

Here's what else you need to know... 

We'll be hearing at 7am on Friday what the new energy price cap will be from April.

The cap is controlled by energy regulator Ofgem and aims to prevent households on variable tariffs being ripped off. 

It doesn't represent a maximum bill. Instead it creates an average bill by limiting how much you pay per unit of gas and electricity, as well as setting a maximum daily standing charge (which all households must pay to stay connected to the grid). 

It changes every three months - in January, April, July and October.

The changes are mostly based on the costs faced by suppliers for providing energy. 

Who is covered by the energy price cap? 

Most households will be covered by the energy price cap. 

You'll know you're on a price-capped tariff if you're on a standard variable tariff. 

Diageo, the FTSE-100 alcoholic beverages giant, is exploring the sale of a trio of non-core brands including Pimm's , the quintessentially English drink.

Read Mark Kleinman's story here ...

Takeaway couriers from Deliveroo, Uber Eats and Just Eat are planning to strike every Friday and bank holiday unless they get a pay rise, according to a report . 

About 5,000 couriers in London and others in Liverpool, Newcastle, Brighton and Oxford will not be picking up orders from 5pm until 10pm on those days, The Sun has reported.

They want a fee of at least £5 per order - a rise on the minimum £2.80 paid by Uber Eats and £3.15 by Deliveroo.

Boeing has ousted the executive responsible for rolling out its troubled 737 MAX planes.

The dismissal comes weeks after a panel on a new 737 MAX 9 aircraft blew out in midair, reigniting safety concerns over Boeing's 737 MAX fleet. 

Read more on this here ...

Average pay rises have fallen and they are unlikely to reach levels seen last year, a leading HR site has found. 

Pay rises dropped to 5.1% in the three months to January compared with 6% in the previous quarter, XpertHR data revealed.

XpertHR's senior content manager Sheila Attwood warned there were signs the 6% pay award seen in 2023 will not be matched in 2024. 

"We are already beginning to see that around half of employee groups are receiving settlements worth less than their previous award," she said. 

"The financial pressure from high inflation levels and elevated pay awards budgets in 2023 may mean that organisations will be limiting their budgets in 2024 in response." 

While this might not be welcome news for employees, high wages contribute to inflation - which affects all of us in what we pay for goods.

Wage rises coming down, if these figures are replicated in official data, would make an interest rate cut more likely.

NatWest has just told brokers it will also be increasing mortgage rates tomorrow, the Money blog can reveal following on from HSBC's announcement (see 12.05pm post).

New customers will see hikes of between 0.10 and 0.15 percentage points while for existing customers it's between 0.15 and 0.20.

These are on two and five-year fixed deals.

Speaking to Newspage, Justin Moy, managing director at EHF Mortgages, said: "Today, yet another major high street lender has pushed rates further out of reach of borrowers. 

"NatWest may be following the rest of the mainstream lenders but the collective reaction from lenders to higher swap rates will inevitably kill off all those improvements everyone worked hard for in January this year. 

"Right now, it feels like 2023 is happening all over again. Someone has pressed the mortgage rewind button."

Santander, Coventry and TSB have all raised rates this week - though today Halifax went against the grain and announced some cuts from Friday . It's not clear by how much.

As discussed earlier, swap rates - which dictate how much it costs to offer mortgages - have been creeping up, and lenders are passing this on.

There is a feeling markets may have got carried away with expectations of an early base rate cut this year - leading mortgage rates to fall. What seems to be happening now is a readjustment, with forecasts for a base rate cut having shifted back from May to June.

Four people have been arrested in police raids by the Serious Fraud Office (SFO). 

Three residences in Merseyside and Greater Manchester were raided this week as the SFO announced an investigation into Signature Group, which had a portfolio of hotels in Liverpool before it went into administration in 2020. 

When it collapsed, it had losses of up to £140m. 

The business had attracted over a thousand British and international investors to redevelop iconic landmarks such as Belfast's Scottish Mutual Building and the Coal Exchange in Cardiff, the SFO said. 

Signature Group bought up predominantly historic buildings in the UK to be redeveloped into luxury hotels, residential apartments and office spaces. 

Investors either loaned money to Signature Group or bought a hotel room, apartment or office space in one of the group's properties, with promised returns on their investment of between 8% and 15%.

Among the properties in its portfolio was a cruise liner marketed as a "flotel" that would be moored off Canary Wharf in London and travel to Ibiza. 

Nick Ephgrave QPM, director of the SFO, said: "The scheme offered attractive returns and used much-loved local landmarks to lure investors.

 "We have people up and down the country left out of pocket, and buildings left derelict at the centre of our cities."

Fish and chips could be at risk after Russia pulled out of a long-standing deal with the UK.

A 1956 agreement that allows British boats to fish in the Barents Sea has been ripped up, in the latest sign of growing tensions between Moscow and the West.

The fishing deal was signed by Soviet leader Nikita Khrushchev, but Russian politicians have now claimed it was never in the national interest.

Last year, Sky News reported that up to 40% of cod and haddock consumed in the UK comes from Russia and Russian territory - with Moscow accused of "weaponising food".

Read more on this story here ...

HSBC has announced it will reprice its mortgage rates upwards from tomorrow - following similar moves by Santander, Coventry and TSB this week.

The lender hasn't revealed how much rates are going up but the Money blog understands it will affect existing and new residential customers across all the main loan-to-value and fixed-term categories.

HSBC is the last major lender with a sub 4% deal - this now appears likely to go.

The apparent reason for these increases is that swap rates - which dictate how much it costs lenders to offer mortgages - have been creeping up.

We've got some reaction from the industry.

Ashley Thomas, director at Magni Finance, told Newspage: "HSBC hiking rates is yet another hammer blow to Britain's beleaguered property market. 2024 started on a high but those days now feel like a distant memory as more lenders reprice upwards."

This sentiment was echoed by Michelle Lawson, director at Lawson Financial, who told Newspage: "Another one bites the dust. We have returned to uncertain times in the mortgage and property market. Hopefully things will settle down soon as the property industry is such a trigger for so many others. The yo-yoing is no good for anyone."

David Hollingworth, associate director at L&C Mortgages, offered a more sanguine view, telling the Money blog...

"This could feel like a retrograde step for borrowers but it is a far cry from the very rapid and steep increases that we saw post mini-budget and again last summer.  

"Market rates aren't skyrocketing in the same way that would force a sharp and significant rise in borrowing costs but it is enough that lenders are having to adjust in the face of higher funding costs. 

"I expect there will still be plenty of jockeying for position as the market remains extremely competitive but in the short term we may still see more movement in mortgage rates."

Offering advice to prospective borrowers, Mr Hollingworth said: "For now at least, anyone that was holding off in the hope of further cuts may want to reassess their position."

The supermarket has urgently recalled various cookies over fears they could contain metal. 

Lidl yesterday issued a warning over three of its Tower Gate cookie varieties. 

But it extended it today to include more Tower Gate products, as well as a McEnnedy product. 

Here is the full list of cookies being recalled: 

  • Tower Gate Half Coated Chocolate Chunk Cookies 200g, best before 6 December 2024
  • Tower Gate Half Coated Fruit & Nut Cookies 200g, best before 6 December 2024
  • McEnnedy American Way Nougatelli 175g, 10 December 2024
  • Tower Gate Soft Baked Cookies Lemon 210g, 13 December 2024
  • Tower Gate Chocolate Chip Cookies 150g, 14 December 2024

Lidl has issued point of sale notices in its stores, according to the Food Standards Agency.

Customers have been told not to eat these products and to return them to the store for a full refund. 

Security experts have urged Android users to delete five apps from their phones immediately over fears they are infected with malware. 

Samsung Galaxy phones are particularly at risk from the nasty bug called Anatsa, which is a banking trojan. 

It is capable of performing actions on a victim's phone without them knowing, including taking money from their bank account. 

The apps, which had been available on the Google Play Store, are: 

  • Phone Cleaner – File Explorer
  • PDF Viewer – File Explorer
  • PDF Reader – Viewer & Editor
  • Phone Cleaner: File Explorer
  • PDF Reader: File Manager

Experts at security company Threat Fabric said the apps pose a "critical" threat to Android users. 

"A unique aspect of this dropper was its malicious code, specifically targeting Samsung devices," the company said in a statement.

"The malicious AccessibilityService was tailored to interact with the UI [user interface] elements of Samsung devices, meaning only Samsung users were impacted in this phase of the campaign. 

"This suggests that the threat actors initially developed and tested their code exclusively for Samsung devices."

The apps have now been removed from the store, but you should check your device to make sure you don't have them downloaded already because you could be at risk. 

A Google spokesperson told news sites: "All of the apps identified in the report have been removed from Google Play. Android users are automatically protected against known versions of this malware by Google Play Protect, which is on by default on Android devices with Google Play Services.

"Google Play Protect can warn users or block apps known to exhibit malicious behaviour, even when those apps come from sources outside of Play."

Be the first to get Breaking News

Install the Sky News app for free

report comment bank year 3

Judge fines Donald Trump more than $350 million, bars him from running businesses in N.Y. for three years

The judge who presided over a civil business fraud trial against Donald Trump on Friday ordered the former president, his sons, business associates and company to pay more than $350 million in damages and temporarily limited their ability to do business in New York.

Judge Arthur Engoron ordered the former president and the Trump Organization to pay over $354 million in damages , and barred Trump “from serving as an officer or director of any New York corporation or other legal entity in New York for a period of three years,” including his namesake company.

New York Attorney General Letitia James, whose office brought the case, said that with pre-judgment interest, the judgment totals over $450 million, an amount “which will continue to increase every single day” until the judgment is paid.

“Donald Trump is finally facing accountability for his lying, cheating, and staggering fraud. Because no matter how big, rich, or powerful you think you are, no one is above the law,” James said in a statement, calling the ruling “a tremendous victory for this state, this nation, and for everyone who believes that we all must play by the same rules — even former presidents.”

The ruling also bars Trump and his company from applying for any bank loans for three years.

In his first public remarks after the ruling, Trump said, “We’ll appeal and we’ll be successful.”

Speaking to reporters at Mar-a-Lago on Friday night, Trump bashed the ruling as “a fine of 350 million for a doing a perfect job.” He also repeated previous attacks by calling the judge “crooked” and the attorney general “corrupt.”

Trump did not take any questions from reporters after speaking for about six minutes.

The judge’s decision is a potential blow to both Trump’s finances and persona — having built his brand on being a successful businessman that he leveraged in his first run for president. Trump is currently running for the White House for a third time. This case is just one of many he is currently facing, including four separate pending criminal trials, the first of which is scheduled to begin on March 25.

Engoron also ordered the continued “appointment of an Independent Monitor” and the “the installation of an Independent Director of Compliance” for the company.

In posts on his social media platform Truth Social, Trump called the ruling “an illegal, unAmerican judgment against me, my family, and my tremendous business.”

“This ‘decision’ is a complete and total sham,” he wrote.

During the trial, Trump and executives at his company, including his sons Donald Trump Jr. and Eric Trump, attempted to blame exaggerated financial statements that were the heart of New York Attorney General Letitia James’ fraud case on the accountants who compiled them. Engoron disagreed.

“There is overwhelming evidence from both interested and non-interested witnesses, corroborated by documentary evidence, that the buck for being truthful in the supporting data valuations stopped with the Trump Organization, not the accountants,” he wrote.

In explaining the need for a monitor, the judge cited the lack of remorse by Trump and his executives after the fraud was discovered.

“Their complete lack of contrition and remorse borders on pathological. They are accused only of inflating asset values to make more money. The documents prove this over and over again. This is a venial sin, not a mortal sin. Defendants did not commit murder or arson. They did not rob a bank at gunpoint. Donald Trump is not Bernard Madoff. Yet, defendants are incapable of admitting the error of their ways,” Engoron wrote.

“Defendants’ refusal to admit error — indeed, to continue it, according to the Independent Monitor — constrains this Court to conclude that they will engage in it going forward unless judicially restrained,” he added.

The ruling also bars the Trump sons — who’ve been running the company since their father went to the White House — “from serving as an officer or director of any New York corporation or other legal entity in New York for a period of two years.” Both were fined over $4 million, plus interest, for their roles in the scheme.

Donald Trump Jr. posted on the social media site X that “We’ve reached the point where your political beliefs combined with what venue your case is heard are the primary determinants of the outcome; not the facts of the case! It’s truly sad what’s happened to our country.”

In a statement, Eric Trump called the judge “a cruel man.”

“He knows that every single witness testified to that fact that I had absolutely NOTHING to do with this case (as INSANE as the case truly is),” Eric Trump said.

He also attacked the ruling as “political vengeance by a judge out to get my father.”

 Trump attorney Alina Habba called the verdict “a manifest injustice — plain and simple.”

“Given the grave stakes, we trust that the Appellate Division will overturn this egregious verdict and end this relentless persecution against my clients,” she said in a statement.

A spokesperson for Trump Organization called the ruling “a gross miscarriage of justice. The Trump Organization has never missed any loan payment or been in default on any loan.”

High legal costs

An appeal in the case would likely take years, but Trump could have to post a bond for the full amount if he does so.

Read more: Trump faces about $400 million in legal penalties. Can he afford it?

The judgment is the second this year against Trump after he was hit last month with an $83.3 million verdict in writer E. Jean Carroll’s defamation case against him. Trump has said he plans to appeal that verdict as well, but would have to post a bond for that amount as well.

James had been seeking $370 million from Trump, his company and its top executives, alleging “repeated and persistent fraud ” that included falsifying business records and financial statements. James had argued those financial statements were at times exaggerated by as much as $2.2 billion.

James contended the defendants used the inflated financial statements to obtain bank loans and insurance policies at rates he otherwise wouldn’t have been entitled to and “reaped hundreds of millions of dollars in ill-gotten gains.”

Trump had maintained his financial statements were conservative, and has called the AG’s allegations politically motivated and a “fraud on me.”

“This is a case that should have never been brought, and I think we should be entitled to damages,” Trump told reporters when he attended closing arguments in the case on Jan. 11.

Trump testimony knocked

The monthslong civil trial included testimony from Trump and his oldest children . The former president was combative in his day on the stand, blasting James as a “hack” and calling the judge “extremely hostile.”

Trump repeatedly complained about Engoron before and throughout the trial, and the judge slapped him with a partial gag order after he started blasting the judge’s law clerk as well. Trump’s complaints led to a flood of death threats against the clerk, as well as Engoron, court officials said, and Trump was fined $15,000 for twice violating the order.

Among the examples cited as fraud by the attorney general’s office during the trial was Trump valuing his triplex home in Trump Tower in New York City at three times its actual size and value, as well as including a brand value to increase the valuation of his golf courses on the financial statements, which explicitly said brand values were not included.

Another example pointed to by the attorney general clearly got under his skin — a dispute over the value of Mar-a-Lago, his social club and residence in Florida. Trump’s financial statements from 2011 to 2021 valued Mar-a-Lago at $426 million to $612 million, while the Palm Beach County assessor appraised the property’s market value to be $18 million to $27 million during the same time frame. Trump had also fraudulently puffed up the value of the property by saying it was a private residence, despite having signed an agreement that it could only be used as a social club to lower his tax burden.

Trump maintained during the trial the property was worth much, much more .

“The judge had it at $18 million, and it is worth, say, I say from 50 to 100 times more than that. So I don’t know how you got those numbers,” Trump testified, adding later that he thinks it’s actually worth “between a billion and a billion five.”

In his ruling Friday, Engoron said he didn’t find Trump to be a credible witness.

“Overall, Donald Trump rarely responded to the questions asked, and he frequently interjected long, irrelevant speeches on issues far beyond the scope of the trial. His refusal to answer the questions directly, or in some cases, at all, severely compromised his credibility,” the judge wrote.

Michael Cohen testimony ‘credible’

James’ investigation into the former president’s business began in 2019 as a result of congressional testimony from his former personal lawyer Michael Cohen , who told the House Oversight Committee that Trump would improperly expand and shrink values to fit whatever his business needs were.

Cohen testified during the trial about his role in the scheme, and said while Trump didn’t explicitly tell him and then-Chief Financial Officer Allen Weisselberg to inflate the numbers in the financial statement, he was like a “mob boss” who tells you what he wants without directly telling you.

Trump claimed Cohen’s testimony exonerated him while also painting him as an untrustworthy liar because he admitted having previously lied under oath.

In his ruling, Engoron called Cohen an “important witness” and said he found his testimony “credible.” “This factfinder does not believe that pleading guilty to perjury means that you can never tell the truth. Michael Cohen told the truth,” the judge wrote.

Former CFO ‘evasive’

Engoron was less forgiving about former Trump CFO Weisselberg, who previously pleaded guilty to carrying out tax fraud at the company.

Weisselberg’s “testimony in this trial was intentionally evasive, with large gaps of ‘I don’t remember.’”

“There is overwhelming evidence that Allen Weisselberg intentionally falsified hundreds of business records during his tenure” at the company, the judge wrote. “Weisselberg understood that his assignment from Donald Trump was to have his reported assets increase every year irrespective of their actual values. The examples of Weisselberg’s intent to falsify business records are too numerous to itemize,” he added.

The judge permanently barred Weisselberg “from serving in the financial control function of any New York corporation or similar business entity operating in New York State,” and ordered him to pay the $1 million he’s already received from his $2 million separation agreement from the company as “ill-gotten gains.”

AG initially sought less

James filed her suit seeking $250 million in damages from Trump in 2022, and the judge appointed a monitor to oversee the company’s finances that November.

In a summary judgment  ruling the week before the trial started, Engoron found Trump and his executives had repeatedly engaged in fraud. The “documents here clearly contain fraudulent valuations that defendants used in business, satisfying [the attorney general’s] burden to establish liability as a matter of law against defendants,” the judge wrote, while denying Trump’s bid to dismiss the case.

Engoron summarized the Trump defense as “the documents do not say what they say; that there is no such thing as ‘objective’ value; and that, essentially, the Court should not believe its own eyes.”

The order, which Trump appealed, held that Trump’s business certificates in New York should be canceled, which could have wreaked havoc on Trump’s company and forced the sell-off of some assets.

Engoron backed off of that decision in his ruling Friday, saying the addition of the “two-tiered oversight” of the monitor and the compliance director makes that move “no longer necessary.”

Trump had complained about the summary judgment ruling while he was on the witness stand. “He said I was a fraud before he knew anything about me, nothing about me,” Trump said. “It’s a terrible thing you did.”

report comment bank year 3

Adam Reiss is a reporter and producer for NBC and MSNBC.

report comment bank year 3

Dareh Gregorian is a politics reporter for NBC News.

  • Pre-Markets
  • U.S. Markets
  • Cryptocurrency
  • Futures & Commodities
  • Funds & ETFs
  • Health & Science
  • Real Estate
  • Transportation
  • Industrials

Small Business

Personal Finance

  • Financial Advisors
  • Options Action
  • Buffett Archive
  • Trader Talk
  • Cybersecurity
  • Social Media
  • CNBC Disruptor 50
  • White House
  • Equity and Opportunity
  • Business Day Shows
  • Entertainment Shows
  • Full Episodes
  • Latest Video
  • CEO Interviews
  • CNBC Documentaries
  • CNBC Podcasts
  • Digital Originals
  • Live TV Schedule
  • Trust Portfolio
  • Trade Alerts
  • Meeting Videos
  • Homestretch
  • Jim's Columns
  • Stock Screener
  • Market Forecast
  • Options Investing
  • Chart Investing

Credit Cards

Credit Monitoring

Help for Low Credit Scores

All Credit Cards

Find the Credit Card for You

Best Credit Cards

Best Rewards Credit Cards

Best Travel Credit Cards

Best 0% APR Credit Cards

Best Balance Transfer Credit Cards

Best Cash Back Credit Cards

Best Credit Card Welcome Bonuses

Best Credit Cards to Build Credit

Find the Best Personal Loan for You

Best Personal Loans

Best Debt Consolidation Loans

Best Loans to Refinance Credit Card Debt

Best Loans with Fast Funding

Best Small Personal Loans

Best Large Personal Loans

Best Personal Loans to Apply Online

Best Student Loan Refinance

All Banking

Find the Savings Account for You

Best High Yield Savings Accounts

Best Big Bank Savings Accounts

Best Big Bank Checking Accounts

Best No Fee Checking Accounts

No Overdraft Fee Checking Accounts

Best Checking Account Bonuses

Best Money Market Accounts

Best Credit Unions

All Mortgages

Best Mortgages

Best Mortgages for Small Down Payment

Best Mortgages for No Down Payment

Best Mortgages with No Origination Fee

Best Mortgages for Average Credit Score

Adjustable Rate Mortgages

Affording a Mortgage

All Insurance

Best Life Insurance

Best Homeowners Insurance

Best Renters Insurance

Best Car Insurance

Travel Insurance

All Credit Monitoring

Best Credit Monitoring Services

Best Identity Theft Protection

How to Boost Your Credit Score

Credit Repair Services

All Personal Finance

Best Budgeting Apps

Best Expense Tracker Apps

Best Money Transfer Apps

Best Resale Apps and Sites

Buy Now Pay Later (BNPL) Apps

Best Debt Relief

All Small Business

Best Small Business Savings Accounts

Best Small Business Checking Accounts

Best Credit Cards for Small Business

Best Small Business Loans

Best Tax Software for Small Business

Filing For Free

Best Tax Software

Best Tax Software for Small Businesses

Tax Refunds

Tax Brackets

Tax By State

Tax Payment Plans

All Help for Low Credit Scores

Best Credit Cards for Bad Credit

Best Personal Loans for Bad Credit

Best Debt Consolidation Loans for Bad Credit

Personal Loans if You Don't Have Credit

Best Credit Cards for Building Credit

Personal Loans for 580 Credit Score or Lower

Personal Loans for 670 Credit Score or Lower

Best Mortgages for Bad Credit

Best Hardship Loans

All Investing

Best IRA Accounts

Best Roth IRA Accounts

Best Investing Apps

Best Free Stock Trading Platforms

Best Robo-Advisors

Index Funds

Mutual Funds

China boosts property funding with first cut in key loan rate since June

thumbnail

  • The Chinese central bank kept its one-year loan prime rate — the peg for most household and corporate loans in China — unchanged at 3.45%.
  • The benchmark five-year loan rate — the peg for most mortgages — was cut by 25 basis points to 3.95%, according to a statement Tuesday from the People's Bank of China.

China's lenders cut the country's benchmark five-year loan prime rate for the first time since June, extending Beijing's efforts to revive the country's anemic property market.

The Chinese central bank kept its one-year loan prime rate — the peg for most household and corporate loans in China — unchanged at 3.45%. The benchmark five-year loan rate — the peg for most mortgages — was cut by 25 basis points to 3.95%, according to a statement Tuesday  from the People's Bank of China.

The slash in the five-year rate in the monthly fix for February was larger than expectations for a reduction of between five to 15 basis points in a Reuters poll of economists. This was also the largest one-time cut in the five-year rate and the first since the five-year rate was last trimmed in June by 10 basis points.

"The asymmetric moves signal authorities' continued preference for targeted easing, and its desire to ramp up support for the property sector," Louise Loo, lead economist at Oxford Economics. "The size of today's move also reveals — in our view — a genuine concern among Beijing policymakers that the 'incremental' slow-drip of policy easing implemented thus far has had little impact."

"But China's property problem is ultimately not tied to mortgages. Today's move could boost demand on the margins, but needs to be implemented and viewed in the context of a broader-range of measures to manage an inevitable property correction process," Loo added.

China calculates its loan prime rates each month after 20 designated commercial lenders submit their proposed rates to the PBOC. These loan prime rates usually move in tandem to its medium-term policy rate, which the PBOC kept unchanged for February on Sunday.

China cut the reserve ratio requirements for its banks by 50 basis points from Feb. 5, providing 1 trillion yuan ($139.8 billion) in long-term capital, while urging banks to support loans for high-quality real estate developers.

The property market slumped after Beijing cracked down on developers' high reliance on debt for growth in 2020, ensnaring some of its largest real estate developers in bankruptcy and weighing on consumer growth and broader growth in the world's second-largest economy.

— CNBC's Lee Ying Shan contributed to this story.

comscore

  • Work & Careers
  • Life & Arts

Become an FT subscriber

Limited time offer save up to 40% on standard digital.

  • Global news & analysis
  • Expert opinion
  • Special features
  • FirstFT newsletter
  • Videos & Podcasts
  • Android & iOS app
  • FT Edit app
  • 10 gift articles per month

Explore more offers.

Standard digital.

  • FT Digital Edition

Premium Digital

Print + premium digital.

Then $75 per month. Complete digital access to quality FT journalism on any device. Cancel anytime during your trial.

  • 10 additional gift articles per month
  • Global news & analysis
  • Exclusive FT analysis
  • Videos & Podcasts
  • FT App on Android & iOS
  • Everything in Standard Digital
  • Premium newsletters
  • Weekday Print Edition

Complete digital access to quality FT journalism with expert analysis from industry leaders. Pay a year upfront and save 20%.

  • Everything in Print
  • Everything in Premium Digital

The new FT Digital Edition: today’s FT, cover to cover on any device. This subscription does not include access to ft.com or the FT App.

Terms & Conditions apply

Explore our full range of subscriptions.

Why the ft.

See why over a million readers pay to read the Financial Times.

International Edition

IMAGES

  1. Maths Report Comment Bank

    report comment bank year 3

  2. Report comment bank by Miss McDonald's Classroom

    report comment bank year 3

  3. English Report Writing Comment Bank

    report comment bank year 3

  4. report comment bank by v3884

    report comment bank year 3

  5. Report Writing Comment Bank by Teaching with Miss W

    report comment bank year 3

  6. Report Comment Bank PDF

    report comment bank year 3

VIDEO

  1. RRB PO & Clerk 2024 Detailed Strategy

  2. Biggest Banking Fraud of Nepal

  3. BANK PENSION UPDATION

  4. What did the PayTM Payments Bank do wrong for it to be shut down?

  5. Pilih Digital Bank? Pilih #AMANdenganAMAR

  6. This Closes 90% of Non-Resident's U.S. Bank Accounts

COMMENTS

  1. Report Writing Statements

    How can this resource help me to write school report comments? The new Twinkl Report Writer makes writing reports easier than ever before. Simply input a child's name, choose the relevant subject and review the comment banks included. In no time at all, these sentence starters and stock phrases will get you writing helpful and accurate reports.

  2. 223 Copy and Paste Final Report Card Comments (2024)

    I do hope this comment bank for report card comments has come in handy for you. Remember to also maintain a positive but honest and constructive voice when writing. If there is serious concern that might be difficult to express in writing, you should arrange for a parent-teacher conference to have a discussion and see how things progress.

  3. Report Writing Comments Bank

    pdf, 72.5 KB doc, 43.5 KB I hope this makes report writing easier for someone. Please review. This is a Report Writing Comments Bank for general contribution, effort and attitude comments, for example, 'He has the ability and commitment to excel in many subjects.'

  4. General Report Comments

    22 Reviews Languages Japanese Assessment and Planning General report comments for speedy Year 3-4 end of term reports The new Twinkl Report Writer makes writing reports easier than ever before. Simply input a child's name, choose the relevant subject and review the comment banks included.

  5. PRIMARY / ELEMENTARY REPORT COMMENTS BANK (file PRI.3)

    COMMENTS: General comments (1) 1=In general #e has a very positive attitude towards all aspects of #h school work and sets a good example with #h behaviour. 2=#E is a quiet member of the class, who has a considerate and thoughtful nature. 3=#E works very hard and always gives #h best effort in all areas of the curriculum.

  6. Report Comments

    REPORTS - BUNDLE - 16 RESOURCES!! **These bank of comments will make report writing easier.** £15.00 Bundle Writing Reports - Banks of comments - Bundle - 15 RESOURCES!! **BANKS OF COMMENTS FOR: ** * ENGLISH * MATHS * SCIENCE * GENERAL COMMENTS * PE * PSHE £15.00 Bundle REPORT WRITING - BANKS of COMMENTS BUNDLE - 16 RESOURCES!!

  7. Year 3 Report Card English Comments

    These Year 3 English Comments have been written using the current Australian Curriculum Achievement Standards. These standards focus on specific skills students need to develop across the year. Adjectives and adverbs have been used to create differentiated report card comments for each Achievement Standard.

  8. Maths Report Comment Bank

    General Report Comment Bank; Literacy Report Comment Bank - Year 2; Maths Report Comment Bank - Year 2; Thank you for viewing this resource. Be sure to click follow so you can receive product updates and freebies. After purchasing, be sure to leave feedback. You will earn TPT credits which you can redeem to save money on future purchases ...

  9. Report Card Comments Teaching Resources

    Explore this collection and locate your year level and learning area's resources (for example, the Year 3 Report Card English Comments download illustrated above). ... Feel prepared with this Year 4 Maths report card comment bank + automatically generated comment tool. Excel Sheet Plus Plan Year 6 Report Card Maths Comments ...

  10. General Comments Report Writing (teacher made)

    The new Twinkl Report Writer makes writing reports easier than ever before. Simply input a child's name, choose the relevant subject and review the comment banks included. In no time at all, these sentence starters and stock phrases will get you writing helpful and accurate reports.At Twinkl Scotland, we understand that report writing can be a time-consuming process, so we have put together ...

  11. 100 Report Card Comments You Can Use Now

    Three Report Card Comment Principles 1. Be Truthful but Kind A report card's main purpose is to inform parents about their child's progress.

  12. English Report Writing Comment Bank Year 3 & 4 Stage 2 New NSW ...

    Maths Report Writing Comment Bank Year 5/6 Stage 3 Australian Curriculum and NSW; General Report Writing Comment Bank - Differentiated Upper Primary 3-6 Australia; Geography Report Writing Comment Bank NSW Syllabus (2015) Stage 2 & 3 Years 3-6; This Resource Pairs Well With:

  13. 325 amazing report card comments and remarks to save your time!

    04 April 2022 . 6 min read 325 amazing report card comments and remarks to save your time! What's more difficult than creating your student report cards? Writing unique and meaningful report card comments. Creating report card comments and remarks can be a daunting and tedious task for teachers.

  14. Report Writing

    4.7 (24 Reviews) Australian Curriculum Report Writing Bank of Statements HASS F-6. 4.5 (8 Reviews) Australian Report Writing Bank of Statements Foundation to Year 6 Guidance PowerPoint. 4.3 (9 Reviews) Australian Curriculum Report Writing Bank of Statements The Arts F-6. 4.3 (3 Reviews)

  15. Report Writing Comment Bank BUNDLE Year 5/6 Stage 3 Australian ...

    I also have the following banks of report comments: Report Writing Comment Bank BUNDLE (Foundation) K-2 Australian Curriculum, NSW; Creative Arts Report Writing Comment Bank NSW Syllabus Stage 2 & 3 Year 3-6 CAPA; English Report Writing Comment Bank Kindergarten ES1 New NSW Syllabus (2023) Report Writing Comment Bank BUNDLE Year 5/6 Stage 3 ...

  16. 107 Report Card Comments to Use and Adapt

    "Write [number] report card comments for students studying [subject] in [grade]." Here are some more specific examples to help get you started: Write 50 report card comments for students studying social studies in 5th grade. Generate 20 report card remarks commending a student for a positive attitude to learning.

  17. Report comment bank: UK, Australia, USA, Canada, IB PYP/MYP/DP, IGCSE +more

    Report Comments Bank: UK, Australia, USA, Canada, IB PYP/MYP/DP, IGCSE - FREE, TRUSTED TEACHER APP for reports since 2012 - 50K REPORT COMMENTS.

  18. 175 Report Card Comments for Math

    TeacherVision Staff. Last edited: January 24, 2024. A list of 175 ready-to-use descriptive comments and phrases to assist you in writing clear, appropriate math report card feedback for parents and students. Focused on the most common and important math instructional areas (including arithmetic, number sense, geometry, money, measurement, and ...

  19. Think you know what the top scam of 2023 was? Take a guess

    The Data Book tells us that people lost $10 billion to scams in 2023. That's $1 billion more than 2022 and the highest ever in reported losses to the FTC - even though the number of reports (2.6 million) was about the same as last year. One in four people reported losing money to scams, with a median loss of $500 per person.

  20. HSBC earnings fall after $3bn charge on Chinese bank stake

    HSBC's pre-tax profits fell 80 per cent year on year in the final three months of 2023 as it took a $3bn charge on the value of its stake in China's Bank of Communications, the lender said on ...

  21. China cuts key interest rate in latest move to boost its ailing

    BANGKOK (AP) — China's central bank announced Tuesday that it cut its 5-year loan prime rate while leaving its 1-year rate unchanged in the latest move to ease pressures on the ailing property market. The 5-year rate was lowered by 0.25 basis points to 3.95% while the 1-year rate remains at 3.45%. It was the first time the 5-year rate was ...

  22. Year 3 Report Comment Bank

    Year 3 Report Comment Bank Sort: Relevance Year Levels Preschool / Kindergarten 763 Foundation Year 2684 Year 1 4135 Year 2 4866 Year 3 6921 Year 4 5752 Year 5 4495 Year 6 4013 Year 7 1697 Classroom Decor 2476 Worksheet 2258 Game 645 Classroom Management 407 Crafts 330 Teaching Slides 263 Lesson Plan 253 Assessment Tools 136 Teacher Planning 95

  23. Bank of America warns customers of data breach after vendor hack

    06:32 PM. 1. Bank of America is warning customers of a data breach exposing their personal information after Infosys McCamish Systems (IMS), one of its service providers, was hacked last year ...

  24. Money latest: Hidden tax on British workers leads to huge rise in

    A typical UK household had £230 of disposable cash per week in January - a 6.1% rise year-on-year. Weaker food price inflation and national insurance rate cuts contributed to the improvement ...

  25. Judge Engoron fines Trump more than $350M, bars him from running

    Judge fines Donald Trump more than $350 million, bars him from running businesses in N.Y. for three years. The state AG's office said that when factoring in pre-judgment interest, the amount ...

  26. China boosts property funding with first cut in key loan rate ...

    The Chinese central bank kept its one-year loan prime rate — the peg for most household and corporate loans in China — unchanged at 3.45%. The benchmark five-year loan rate — the peg for ...

  27. Barclays cuts bonus pool after tough year for investment bank

    The bank trimmed the overall bonus pool by 3 per cent, from £1.8bn to £1.75bn, which it blamed on "the lower year-on-year financial outcomes in some business areas".

  28. Africa dominates list of the world's 20 fastest-growing economies in

    Africa will account for eleven of the world's 20 fastest-growing economies in 2024, the African Development Bank Group said in its latest Macroeconomic Performance and Outlook (MEO) of the continent released on Friday. Overall, real gross domestic product (GDP) growth for the continent is expected to average 3.8% and 4.2% in 2024 and 2025, respectively. This is higher than projected global ...